Chapter exam- Alabama laws and rules.pdf file:///C:/Users/HP/Desktop/TYPA%20NEW/Chapter%20exam-%20
Alabama Laws And Rules Chapter Exam
1. In Alabama, all health maintenance organizations must
ANS Have a complaintsystem to resolve written complaints from enrollees.
2. An insurance producer who offers a potential client something of value asan incentive
to purchase insurance is engaging in
ANS Rebating
3. Medicare supplement policies marketed in Alabama
Cannot offer benefits that simply duplicate Medicare benefitsCannot be
more restrictive than Medicare
Cannot treat a loss due to injury differently than a loss due to illness
ANS All ofthese
4. Which of these is NOT considered a form of advertisement in Alabama
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,Chapter exam- Alabama laws and rules.pdf file:///C:/Users/HP/Desktop/TYPA%20NEW/Chapter%20exam-%20
ANS Aproducer sending a Christmas card to a client
5. Alabama's head off the department of insurance does not have the powerto
ANS Promulgate insurance laws
6. In Alabama when are newborns covered under a health policy
ANS The momentof birth
7. If an insured commits suicide, a life insurance policy's face amount will bepaid only
after the policy has been in force for atleast
ANS Two years
8. An insurance company licensed to do business in Alabama, but incorporat-ed in another
state is called
ANS Foreign company
9. According to Alabama law, a minor
ANS Age 18 can being receiving life insurancedeath benefits up to 3,000 per year
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