Final Exam South Carolina Life and Health.pdf file:///C:/Users/HP/Desktop/TYPA%20NEW/Final%20Exam%20So
South Carolina Life and Health Final Exam
1. The branch of dentistry which deals with the replacement of missing partsis called
Endodontics
Periodontics
Orthodontics
Prosthodontics
ANS Prosthodontics
2. How many months can a life insurance policy normally be backdated fromthe date of
application?
3
6
9
12
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,Final Exam South Carolina Life and Health.pdf file:///C:/Users/HP/Desktop/TYPA%20NEW/Final%20Exam%20So
ANS 6
3. HIPAA considers which of the following as "individually identifiable health
information"?
ANS A person's health claim information
4. Which of the following is NOT taken into consideration when determiningeligibility
for Medicare benefits?
ANS Income
5. What is the primary factor that determines the benefits paid under a disabil-ity income
policy?
ANS wages
6. All of the following are functions of an insuring clause EXCEPT
ANS Primarilydescribes the free-look period
7. The Fair Credit and Reporting Act's main purpose is to
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,Final Exam South Carolina Life and Health.pdf file:///C:/Users/HP/Desktop/TYPA%20NEW/Final%20Exam%20So
ANS protect consumerswith guidelines regarding credit reporting and distribution
8. What is known as the immediate specific event causing loss and giving riseto risk?
ANS Peril
9. Mary is issued an initial producer's license on April 29, 2012. Her birthdateis March
14, 1980. When does her license renew?
ANS March 31, 2014
10. Which approach predicts a person's earning potential and determines how much of
that amount would be devoted to dependents?
ANS Human life valueapproach
11. In South Carolina, which of the following statements is TRUE regarding a licensed
individual changing his or her legal name?
ANS The producer must notifythe Department upon changing his or her legal name
12. Which settlement option involves having the proceeds remain with the insurer and
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