New York 17-65:
Practice Test
Questions and
Complete Answers
Graded A+
Denning [Date] [Course title]
, New York has a modified form of "no-fault" insurance. The injured party cannot sue the negligent driver,
EXCEPT:
Answer Choices: Select the Correct Answer
Where serious injury has occurred.
When the insured's underinsured motorist coverage has been exhausted.
When the insured's health insurance coverage has been exhausted.
The insured can never sue due to the no-fault laws. - Answer: Where serious injury has occurred.
Loss of wages as a result of an auto accident, are paid under the New York no fault law on the basis of
___ of the wages.
Answer Choices: Select the Correct Answer
80%
50%
100%
20% - Answer: The loss of wage benefit is based on 80% of the lost wages subject to a maximum of
$2,000 per month for up to three years.
The "occurrence" form of a CGL policy provides coverage for bodily injury and property damage that:
Answer Choices: Select the Correct Answer
Occurs during the policy period regardless of when the claim is made.
Occurs during the policy period as long as the claim is made during the policy period.
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