ALA 106 Final Review Exam Questions & Answers 2024/2025
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Course
ALA 106
Institution
ALA 106
ALA 106 Final Review Exam Questions & Answers 2024/2025
What is the best definition of "secondary" healthcare:
1) nursing home care
2) care provided for routine illness
3) care provided by a specialist
4) specialized, technologically advanced care provided in ICU - ANSWERScare provided by ...
ALA 106 Final Review Exam Questions &
Answers 2024/2025
What is the best definition of "secondary" healthcare:
1) nursing home care
2) care provided for routine illness
3) care provided by a specialist
4) specialized, technologically advanced care provided in ICU - ANSWERScare provided by a specialist
Why is it important to have health insurance?
1) because it's a way to "pool" the risk
2)because paying out of pocket can result in debt or medical bankruptcy
3)because you must document evidence of health insurance in order to get a driver's license?
4) in order to pay for medical care - ANSWERS1,2,4
In all Medicaid programs, there are consisten eligibility requirements across all 50 US States -
ANSWERSFalse
Medicaid is funded exclusively by the US government - ANSWERSFalse
The most important eligibility requirements for Medicaid are related to income and parental status -
ANSWERSTrue
FICA is a tax routinely deducted from people's paycheck to help fund Medicare - ANSWERSTrue
Medicare is a health insurance program funded jointly by federal and state governments -
ANSWERSFalse
,The most important eligibility criteria for medicare is age >65 or having a disability - ANSWERStrue
stakeholders largely responsible for keeping the US healthcare system the way it currently is
1) patients' right organizations
2) Private insurance industry
3) AMA
4) Social injustice advocates - ANSWERS2, 3
The AMA has historically been a strong proponent of government-financed healthcare - ANSWERSfalse
single-payer healthcare is best defined as:
1) head of household is responsible for securing health insurance
2) a system of healthcare financing in which the national government has responsibility for providing
healthcare
3) one large private insurance covers all citizens - ANSWERSa system of healthcare financing in which the
national government has responsibility for providing healthcare
Prior to ACA, the main ways Americans' secured health insurance: from most to least common
Medicare, buy your own, medicaid, employer-based - ANSWERS1) employer-based
2)medicare
3)medicaid
4)buy your own
Between employer-based plans, Medicaid, medicare, CHIP, and Veteran's Administration healthcare,
most Americans have health insurance - ANSWERSture
what important gaps are there in the health insurance system:
1) senior citizens
2) people who have low incomes, but incomes are still too high to qualify for Medicaid
, 3) people whose employers don't offer health insurance but who can't afford to purchase their own
plans - ANSWERS2, 3
Before the ACA, what % of Americans didn't have health insurance
1) 25-30
2) 5-10
3) 15-20
4) 50 - ANSWERS15-20
what key factors most influenced the development of employer-based health insurance system in the US
1) the AMA arguing health insurance is a basic right of every citizen
2) IRS determination that non-wage benefits were not taxable
3) salary freezes during WW2
4) Advocacy by patients' rights group - ANSWERS2, 3
Industries with strong unions have some of the broadest/best health insurance benefits packages in the
US - ANSWERStrue
Why is medicare considered an "inter-generational" tax transfer program:
1) because eligibility depends on whether or not you have kids
2) because parents fund insurance accounts for their children
3) because younger working people pay in to support the healthcare of older people
4) because there is guaranteed to be enough funds in Medicare to support future generations of older
adults - ANSWERS3
The US has high healthcare expenditures compared to other countries, and performs better than all
other countries - ANSWERSfalse
Which 2 statements are true, portrayed in the 1619 Project Bad Blood podcast
1) racism and racial inequity are a persistent part of the US healthcare and health policy history
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