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RealestateU Texas Real Estate Finance Questions With Complete Solutions 100%Solved

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  • Real Estate U Texas Real Estate Finance

RealestateU Texas Real Estate Finance Questions With Complete Solutions 100%Solved The economy generally grows when which of the following occurs...? There is an increase in the money supply There is a decrease in the money supply When the money supply remains even A decrease in the popula...

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  • August 16, 2024
  • 25
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Real Estate U Texas Real Estate Finance
  • Real Estate U Texas Real Estate Finance
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RealestateU Texas Real Estate Finance
Questions With Complete Solutions
100%Solved
The economy generally grows when which of the following occurs...?

There is an increase in the money supply
There is a decrease in the money supply
When the money supply remains even
A decrease in the population - correct answer...✔✔There is an increase in the money
supply

Money that is easily obtainable is considered...?

M1
M2
M3
M4 - correct answer...✔✔M1

The supply of less liquid money is considered...?

M1
M2
M3
M4 - correct answer...✔✔M2

The supply of money which is the least liquid is considered...?

M1
M2
M3
M4 - correct answer...✔✔M3

As the cost of borrowing money increases, the amount of lending activity will...?

Increase
Decrease
Remain the same
The cost of borrowing money is not related to lending activity - correct answer...✔✔
Decrease

To pledge a thing as security without the necessity of giving up possession of it means
to...?


AGRADESOLUTIONS

,Record
Acknowledge
Notarize
Hypothecate - correct answer...✔✔Hypothecate

Which of the following serves as evidence of a debt...?

Promissory note
Collateral
Title
Credit - correct answer...✔✔Promissory note

The right to obtain full ownership of property is known as...?

Equitable title
Legal title
Secure title
Full title - correct answer...✔✔Equitable title

James needed to obtain financing to purchase a new house. What will most likely be
used as collateral for James' loan...?

The house James purchased
James' car
James' bank account
James' old house - correct answer...✔✔The house James purchased

Two or more consecutive quarters of negative growth is known as a...?

Regression
Rebound
Recovery
Recession - correct answer...✔✔Recession

The minimum interest rate set by the Federal Reserve for lending to other banks is
known as the...?

Subprime rate
Discount rate
Starter rate
Prime lending rate - correct answer...✔✔Discount rate

The Truth in Lending Act is also known as...?

Regulation X


AGRADESOLUTIONS

, TARP
RESPA
Regulation Z - correct answer...✔✔Regulation Z

This refers to a type of loan granted to individuals with poor credit histories (often below
600), who, as a result of their deficient credit ratings, would not be able to qualify for
conventional mortgages...?

Prime mortgage
Premium mortgage
Discount mortgage
Sub-prime mortgage - correct answer...✔✔Sub-prime mortgage

Which of the following helps to limit the impact on the economy and the financial system
when a bank or thrift institution fails...?

FDIC
FHLB
TILA
RESPA - correct answer...✔✔Federal Deposit Insurance Corporation (FDIC)

Which of the following is responsible for the implementation andadministration of U.S.
government housing and urban development programs...?

OCC
FHA
HUD
FDIC - correct answer...✔✔HUD

HUD was created in what year...?

1933
1965
1988
2009 - correct answer...✔✔1965

The Interstate Land Sales Full Disclosure Act was enacted in what year...?
1964
1968
1974
1988 - correct answer...✔✔1968

Which of the following is responsible for the enforcement of the Interstate Land Sales
Disclosure Act...?

HUD


AGRADESOLUTIONS

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