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PROPERTY & CASUALTY QUESTIONS GA EXAM QUESTIONS & ANSWERS ALREADY PASSED $7.99   Add to cart

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PROPERTY & CASUALTY QUESTIONS GA EXAM QUESTIONS & ANSWERS ALREADY PASSED

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  • PROPERTY & CASUALTY GA
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  • PROPERTY & CASUALTY GA

An Ins policy covers fire, will not cover nuclear contamination, and loss must be reported as soon as possible. In this order, where are these facts found in the policy? A. Dec pages, insuring agreement, and conditions B. Insuring agreement, exclusions, and conditions C. Conditions, endorsement...

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  • August 20, 2024
  • 30
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • PROPERTY & CASUALTY GA
  • PROPERTY & CASUALTY GA
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ACADEMICMATERIALS
PROPERTY & CASUALTY QUESTIONS
GA EXAM
An Ins policy covers fire, will not cover nuclear contamination, and loss must be reported as soon as
possible. In this order, where are these facts found in the policy?



A. Dec pages, insuring agreement, and conditions

B. Insuring agreement, exclusions, and conditions

C. Conditions, endorsements, and declarations

D. Insuring agreement, Exclusions, ans proof of loss - B. Insuring agreement, exclusions, and
conditions



After an insurance producer license is issued, a licensee MUST complete how many hours approved
continuing education courses every two years?



A.15

B. 10

C.24

D.59 - c.24



A business insured under a commercial general liability policy has a general aggregate limit of
$100,000,000 and an occurrence limit of $100,000. An injured party is awarded $100,000. What remain
available to the insured?



A. General aggregate of $100,000,000; Occurrence limit of $0

B.A. General aggregate of $900,000; Occurrence limit of $100,000

C.A. General aggregate of $100,000,000; Occurrence limit of $100,000

D.A. General aggregate of $900,000; Occurrence limit of $0 - B.A. General aggregate of $900,000;
Occurrence limit of $100,000

,A bond guaranteeing the obligation of one party to another by a third party is known as a:



A. surety bond

B. guarantee bond

C. fiduciary bond

D. municipal bond - A. surety bond



A building to an insured's business is severely damaged by fire. bc of the nature of the damage to the
adjoining property, the insured is denied access to the business by the fire dept. If the insured's property
is covered under a business income coverage form, the insurer will cover loss of earnings for a MAX of:



A. 6 months

B. 3 weeks

C. 60 days

D. 30 days - B. 3 weeks




A candidate for licenses as property ins producer must have completed a MIN of how many of
preliencsing education?



A. 45

B.10

C.15

D.30 - C.15



A candidate for licensure as a casualty ins producer must have complete a MIN of how hours of
prelicensing education?



A. 45

B.15

, C.30

D.7.5 - B.15



A Commercial General Liability policy provides coverage for which of the following hazards?



A. Pollutions Liability

B. Premises Liability

C. Employee injury Liability

D. professional liability - B. Premises Liability



A deer jumps through the window of an insured's home, damaging the interior and exterior walls. Which
of the following HO Forms listed below is the LEAST comprehensive form that will still provide coverage
for the loss?



A. HO-1

B. HO- 2

C. HO-3

D.HO-5 - C. HO-3



A dwelling has been vacant for more than 60 consecutive days. Which of the following would most likely
NOT be covered?



A. Vandalism

B. Smoke

C. Fire

D. Falling Objects - A. Vandalism



A legal obligation for injuries that are sustained due to failure to preform a duty is known as:



A. negligence

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