Exam (elaborations)
AQSA exam questions with correct answers
- Course
- Institution
AQSA exam questions with correct answers
[Show more]
Content preview
AQSA exam questions with correctanswers
Malware - ANSWER: ➡ Criminals use malicious software to infiltrate a computer system and steal
k k kk k k k k k k k k k k k
payment data
k k
Phishing - ANSWER: ➡ An attack that sends an email or displays a Web announcement that falsely
k k kk k k k k k k k k k k k k k
claims to be from a legitimate enterprise in an attempt to trick the user into surrendering private
k k k k k k k k k k k k k k k k k
information
k
Remote Access - ANSWER: ➡ Criminals can gain access to systems that store, process, or transmit
k k k kk k k k k k k k k k k k
payment data through weak remote access controls
k k k k k k k
Weak Password - ANSWER: ➡ A password that can easily be broken and compromises security.
k k k kk k k k k k k k k k k
Outdate Software - ANSWER: ➡ Criminals look for outdated software to exploit flaws in unpatched
k k k kk k k k k k k k k k k
systems
k
Online Skimming - ANSWER: ➡ Attacks that infect e-commerce websites with malicious code, known
k k k kk k k k k k k k k k
as sniffers and are very difficult to detect
k k k k k k k k
Physical Skimming - ANSWER: ➡ Physical skimming is the method of collecting cardholder data by
k k k kk k k k k k k k k k k
attaching small hardware devices to Point of Sales Systems.
k k k k k k k k k
Importance of Securing Payment Account Data - ANSWER: ➡ - Cardholders may be liable for
k k k k k k k kk k k k k k k
unauthorized charges
k k
- Merchants may face fines, legal fees, and damage to their reputations
k k k k k k k k k k k
- Negative impact on consumer trust and conifdene
k k k k k k k
- Loss of revenue and market share
k k k k k k
,How Payment Security Protects the Industry - ANSWER: ➡ - Prevents Financial Losses
k k k k k k k kk k k k k
- Nurtures Customer Trust
k k k
- Maintains Reputation
k k
Types of Data On a Payment Card - ANSWER: ➡ - Chip
k k k k k k k k kk k k
- Card Verification Code
k k k
- Primary Account Number (PAN)
k k k k
- Expiration Date
k k
- Magnetic Stripe
k k
- Signature Strip
k k
- Card Verification Code
k k k
Account Data That May Be Stored After Authorization - ANSWER: ➡ - Primary Account Number (PAN)
k k k k k k k k k kk k k k k k
- Cardholder Name
k k
- Expiration Date
k k
- Service Code
k k
Account Data That May NOT Be Stored After Authorization - ANSWER: ➡ - Full Track Data
k k k k k k k k k k kk k k k k
- Card Verification Code
k k k
- Pin / Pin Block
k k k k
Cardholder - ANSWER: ➡ Is the customer making a purchase from the merchant. This could be a card-
k k kk k k k k k k k k k k k k k k
present or card-no-present transaction.
k k k
Merchant - ANSWER: ➡ Is the Organization accepting payment from the cardholder during a
k k kk k k k k k k k k k k
purchase. The merchant sends payment transaction data to their acquirer
k k k k k k k k k k
Acquirer - ANSWER: ➡ Sends payment transaction data through the payment network to the issuer
k k kk k k k k k k k k k k k
, Payment Brand Network - ANSWER: ➡ Facilitates the payment transaction between the merchant's
k k k k kk k k k k k k k
acquirer and the issuer
k k k k
Issuer - ANSWER: ➡ Issues the card to the card holder. Each time the cardholder makes a purchase, the
k k kk k k k k k k k k k k k k k k k
issuer notifies the merchant's acquirer whether the transaction have been authorized or declined
k k k k k k k k k k k k k
Third Party Service Providers - ANSWER: ➡ A company or organization directly involved in the
k k k k k kk k k k k k k k k
processing, storage, or transmission of payment account data on behalf of another entity
k k k k k k k k k k k k k
Process of Authorization - ANSWER: ➡ 1. Cardholder
k k k k kk k k
2. Merchant
k
3. Acquirer
k
4. Payment Brand Network
k k k
5. Issuer
k
Process of Clearing - ANSWER: ➡ 1. Acquirer sends purchase information to the Payment Brand
k k k k kk k k k k k k k k k
Network
k
2. Payment Brand Network sends the information to the Issuer
k k k k k k k k k
3. Issuer confirms and Payment Brand Network sends completed transaction details back to the
k k k k k k k k k k k k k
acquirer
k
Process of Settlement - ANSWER: ➡ 1. Issuer identifies the acquirer through the Payment Brand
k k k k kk k k k k k k k k k
Network
k
2. Issuer sends payment to the acquirer
k k k k k k
3. The Acquirer pays the merchant the money
k k k k k k k
4. Issuer bills the cardholder
k k k k
PCI SSC - ANSWER: ➡ PCI Security Standards Council
k k k kk k k k k
PCI Security Standards Council - ANSWER: ➡ This council is responsible for the development and
k k k k k kk k k k k k k k k
management of the Payment Card Industry Security Standards, most notably the PCI Data Security
k k k k k k k k k k k k k k
Standard.
k
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Schoolplug. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $13.49. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
79202 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now