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BOB HOGUE CHAPTER #7 QUIZ EXAM Q&A
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BOB HOGUE CHAPTER #7 QUIZ EXAM Q&A
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BOB HOGUE CHAPTER #7 QUIZ EXAMQ&A
The ________ prohibits racial discrimination in all real estate transactions without
exception - Answer-Civil Rights Act of 1866
The _________ case upheld the Civil Rights Act of 1866 - Answer-Jones v. Mayer
The Civil Rights Act of 1968 is AKA - Answer-The Fair Housing Act
The ______protects people from discrimination based on race, color, religion, sex,
handicap status, familial status, or national origin in the sale or rental of housing -
Answer-Civil Rights Act of 1968
True or false: the Fair Housing Act includes use of any real estate brokerage services,
organizations, or MLS - Answer-True
The Fair Housing Act prohibits _________, inducing homeowners to sell by making a
misrepresentation of the value of their home based on minority entry to the community -
Answer-Blockbusting
The Fair Housing Act prohibits ____________, channeling home seekers to or away
from particular neighborhoods because of membership in a protected class. - Answer-
Steering
The _________prohibits discrimination in places of public accommodation and
commercial facilities such as hotels and real estate offices - Answer-Americans with
Disabilities Act ( ADA )
The __________allows a purchaser who received the required property report prior to
signing the contract to cancel the contract withing seven days - Answer-Interstate Land
Full Disclosure Act
The _________is a federal law designed to protect and preserve coastal areas and
encourage reduction of non-point source pollution. - Answer-Coastal Zone Management
Act
The _________is implemented by Federal Reserve Regulation Z and requires lenders
to disclose the annual percentage rate (APR) and all costs associated with credit. -
Answer-Truth In Lending Act
The ________ ensures that financial institutions make credit available without
discrimination on the basis of protected class - Answer-Equal Credit Opportunity Act
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