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NC CLAIMS ADJUSTER EXAM 2024 LATEST UPDATED 2 VERSIONS (VERSION A AND B) COMPLETE 400 QUESTIONS WITH DETAILED VERIFIED AND 100% CORRECT ANSWERS ACTUAL NEW ALREADY GRADED A+$20.49
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NC CLAIMS ADJUSTER EXAM 2024 LATEST UPDATED 2 VERSIONS (VERSION A AND B) COMPLETE 400 QUESTIONS WITH DETAILED VERIFIED AND 100% CORRECT ANSWERS ACTUAL NEW ALREADY GRADED A+
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Course
NC Claims Adjuster
Institution
NC Claims Adjuster
NC CLAIMS ADJUSTER EXAM 2024
LATEST UPDATED 2 VERSIONS
(VERSION A AND B) COMPLETE 400
QUESTIONS WITH DETAILED
VERIFIED AND 100% CORRECT
ANSWERS ACTUAL NEW ALREADY
GRADED A+
NC CLAIMS ADJUSTER EXAM 2024
LATEST UPDATED 2 VERSIONS
(VERSION A AND B) COMPLETE 400
QUESTIONS WITH DETAILED
VERIFIED AND 100% CORRECT
ANSWERS ACTUAL NEW ALREADY
GRADED A+
VERSION A
Which of the following would NOT be covered under an
HO-2 policy?
A. The insured hits the side of his garage while backing his
car out
B. A boat inside the insured's attached garage that is
destroyed when a tornado hits the garage
C. The insured hits and destroys his own fence while
backing his car out of his garage
D. The insured's neighbor hits and destroys a fence
surrounding the residence premises - ....ANSWER...C. The
insured hits and destroys his own fence while backing his
car out of his garage
1
,While an insured is moving to a newly purchased primary
dwelling, contents coverage is pro rata between the two
locations for:
A. 90 days
B. 30 days
C. 60 days
D. 120 days - ....ANSWER...B. 30 days
Which of the following HO forms allows the insured to
establish the amount of coverage based on the actual
contents?
A. HO-8
B. HO-3
C. HO-2 and HO-5
D. HO-4 and HO-6 - ....ANSWER...D. HO-4 and HO-6
Which of the following HO forms does NOT contain
coverage for the dwelling?
A. HO-5
B. HO-8
C. HO-4
2
,D. HO-2 - ....ANSWER...C. HO-4
Under the HO-6 form, all of the following is covered under
Coverage A - Dwelling, EXCEPT:
A. Property that is the insured's responsibility under the
property owner's agreement
B. The new refrigerator that the insured purchased and
placed in the residence premises
C. Structures owned solely by the insured at the location of
the residence premises
D. The condominium exterior structure, or the exterior of
the structure - ....ANSWER...D. The condominium exterior
structure, or the exterior of the structure
Which of the following HO coverages is designed to cover
Personal Property?
A. Coverage D
B. Coverage A
C. Coverage B
D. Coverage C - ....ANSWER...D. Coverage C
Coverage C of the Homeowner program will cover theft of
firearms up to a limit of:
3
, A. $200
B. $3,000
C. $2,500
D. $1,500 - ....ANSWER...C. $2,500
Coverage would apply to an expensive fur coat under
Coverage C of the Homeowner program in which of the
following cases?
A. Up to $2,500 if the coat was left at a restaurant and
when the insured went back to retrieve it, it was gone.
B. Up to $2,500 if the fur coat was ruined when the
insured's home was flooded
C. Up to $1,500 if the fur coat is stolen
D. Up to $1,000 if the fur coat was ripped to shreds by the
insured's pit bull terrier - ....ANSWER...C. Up to $1,500 if
the fur coat is stolen
Coverage D - Loss of Use under the Homeowner Program
will cover all of the following, EXCEPT:
A. New appliances
B. Laundry
C. Rent
D. Food - ....ANSWER...A. New appliances
4
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