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Texas All-Lines Adjuster course Final Exam LATEST ACTUAL EXAM QUESTIONS AND CORRECT
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Texas All-Lines Adjuster course Final Exam LATEST ACTUAL EXAM QUESTIONS AND CORRECT
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Texas All-Lines Adjuster course FinalExam LATEST ACTUAL EXAM QUESTIONS
AND CORRECT ANSWERS (VERIFIED
ANSWERS)
A,
/severe ,
/thunderstorm ,
/damaged ,/
a,
/policyholder's ,
/residence. ,
/He ,
/called ,
/and ,
/asked ,
/how ,
/long ,
/it ,
/would ,
/be ,
/before ,
/he ,
/receives ,
/payment ,
/for ,
/his ,
,/claim. ,/Which ,/of ,/the ,/following ,/would ,/NOT ,/be ,/an ,/appropriate ,/response? ,/- ,/(correct ,/answer) ,/-
We ,/have ,/6 ,/months ,/to ,/reach ,/a ,/final ,/settlement ,/with ,/you.
Janelle ,
/has ,
/just ,
/graduated ,
/college ,
/and ,
/is ,
/interested ,
/in ,
/becoming ,
/an ,/adjuster. ,/she ,/would ,/like ,/to ,/be ,/able ,/to ,/handle ,/any ,/type ,/of ,/claim. ,/The ,/most ,/comprehensive
,/type ,/of ,/license ,/would ,/be: ,/- ,/(correct ,/answer) ,/-All-Lines
Jack ,
/and ,
/Rebecca ,/own ,/a ,/vacation ,/home ,/on ,/Galveston ,/Island ,/which ,/they ,/have ,/insured ,/under ,/an ,/HO-
3,
/policy. ,
/After ,/
a,
/week ,
/long ,/winter ,/ski ,/trip ,/to ,/Aspen, ,/they ,/return ,/home ,/to ,/find ,/their ,/house ,/burglarized ,/and ,/their ,/50"
,/TV, ,
/computer ,
/equipment, ,
/jewelry, ,/a ,/valuable ,/gun ,/collection ,/and ,/some ,/fishing ,/equipment ,/stolen. ,/How ,/would ,/their ,/HO-
3 ,/policy ,/respond ,/to ,/this ,/loss? ,/- ,/(correct ,/answer) ,/-
The ,
/entire ,
/theft ,
/loss ,/would ,/be ,/covered ,/under ,/Coverage ,/C. ,/subject ,/the ,/policy ,/limits ,/and ,/to ,/certain ,/limitations.
The ,/oldest ,/form ,/of ,/insurance ,/known ,/to ,/exist ,/is: ,/- ,/(correct ,/answer) ,/-Ocean ,/Marine ,/Insurance
How ,
/is ,
/an ,
/injured ,
/employee's ,
/weekly ,/compensation ,/rate ,/for ,/Temporary ,/Income ,/Benefits ,/(TIBS) ,/calculated ,/under ,/Texas ,/Work
,Comp ,/laws? ,/- ,/(correct ,/answer) ,/-The ,/comp ,/rate ,/= ,/(AWW ,/- ,/Post ,/Injury ,/Earnings) ,/× ,/70%
In ,/workers ,/compensation, ,/an ,/"injury ,/is ,/defined ,/to ,/mean: ,/- ,/(correct ,/answer) ,/-
personal ,
/injury ,/or ,/death ,/by ,/"accident", ,/arising ,/out ,/of ,/work ,/performed ,/in ,/the ,/course ,/of ,/employment.
Justin ,
/is ,/
a,
/Property ,
/adjuster ,
/for ,
/XYZ ,
/Insurance ,
/Company. ,
/He ,
/receives ,/
a,
/claim ,
/involving ,
/the ,
/theft ,
/loss ,
/of ,
/various ,
/types ,
/of ,
/property. ,
/Justin's ,/initial ,/responsibility ,/upon ,/investigating ,/the ,/loss ,/is ,/to ,/first ,/determine: ,/- ,/(correct ,/answer)
,/-If ,/coverage ,/exists
Jim ,
/is ,/
a,
/public ,
/adjuster. ,
/He ,
/has ,
/an ,
/arrangement ,
/with ,/
a,
/water ,
, /extraction ,
/company ,
/who ,
/pays ,
/him ,/
a,
/commission ,
/of ,
/10% ,
/for ,
/every ,
/referral ,
/that ,/Jim ,/sends ,/their ,/way. ,/Which ,/of ,/the ,/following ,/statements ,/is ,/correct? ,/- ,/(correct ,/answer) ,/-
This ,
/arrangement ,
/reflects ,/a ,/breach ,/of ,/ethical ,/conduct ,/and ,/a ,/violation ,/that ,/could ,/jeopardize ,/Jim's ,/licensure.
Which ,/of ,/the ,/following ,/would ,/NOT ,/be ,/covered ,/under ,/Coverage ,/C ,/Personal ,/Property? ,/- ,/(correct
,/answer) ,/-Your ,/10-year ,/old ,/German ,/Shepherd ,/chokes ,/on ,/a ,/bone ,/and ,/passes ,/away.
A ,/tornado ,/strikes ,/a ,/duplex ,/that ,/is ,/insured ,/under ,/a ,/Dwelling ,/(DP-
3) ,
/policy. ,
/Which ,/of ,/the ,/following ,/would ,/NOT ,/be ,/covered ,/by ,/the ,/Dwelling ,/policy? ,/- ,/(correct ,/answer) ,/-
Damage ,/to ,/another ,/duplex ,/right ,/next ,/door, ,/also ,/owned ,/by ,/the ,/landlord.
Common ,/carriers ,/(i.e. ,/18-wheelers, ,/trains, ,/planes, ,/etc.) ,/are ,/responsible ,/for ,/damage ,/to ,/customer
,/goods ,/they ,/transport ,/EXCEPT ,/for ,/damages ,/resulting ,/from: ,/- ,/(correct ,/answer) ,/-Acts ,/of ,/God
You ,
/have ,
/just ,
/started ,
/your ,/career ,/handling ,/Texas ,/workers' ,/compensation ,/claims. ,/Which ,/one ,/of ,/the ,/following ,/WOULD
,/BE ,
/considered ,/
a ,/violation ,/of ,/the ,/Texas ,/Unfair ,/Claim ,/Settlement ,/Practices ,/Act? ,/- ,/(correct ,/answer) ,/-
Not ,
/responding ,
/to ,
/an ,
/employee's ,
/calls ,
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