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The CE Shop MLO Final Exam 1 questions and answers. The CE Shop MLO Final Exam 1 questions and answers. The CE Shop MLO Final Exam 1 questions and answers. The CE Shop MLO Final Exam 1 questions and answers.

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  • 24 août 2024
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  • the ce shop mlo final exam 1 questions and answers

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The CE Shop MLO Final Exam 1
questions and answers




Severance ‘- ‘correct ‘Answers ‘✔✔ ‘-Which ‘term ‘describes ‘the ‘process ‘of ‘real ‘property ‘becoming
‘personal ‘property ‘by ‘detaching ‘it ‘from ‘the ‘land?


FNMA, ‘GNMA, ‘FHLMC, ‘and ‘lending ‘institutions ‘that ‘buy ‘loans ‘from ‘other ‘lenders ‘- ‘correct ‘Answers
‘✔✔ ‘-The ‘secondary ‘mortgage ‘market ‘is ‘comprised ‘of ‘_________________________.


Discrimination ‘through ‘blockbusting, ‘steering, ‘and ‘redlining



The ‘Fair ‘Housing ‘Act ‘in ‘1968 ‘was ‘the ‘first ‘step ‘in ‘reversing ‘the ‘process ‘of ‘blockbusting, ‘steering
‘and ‘redlining—all ‘of ‘which ‘are ‘banned ‘as ‘part ‘of ‘the ‘act. ‘- ‘correct ‘Answers ‘✔✔ ‘-What ‘practice ‘did
‘the ‘Fair ‘Housing ‘Act ‘of ‘1968 ‘attempt ‘to ‘eliminate?


Option ‘agreements ‘usually ‘don't ‘include ‘a ‘termination ‘date.



Because ‘option ‘agreements ‘leave ‘a ‘seller ‘hanging ‘without ‘the ‘opportunity ‘to ‘sell ‘the ‘property ‘to
‘anyone ‘else, ‘they ‘usually ‘have ‘a ‘defined ‘ending ‘date. ‘- ‘correct ‘Answers ‘✔✔ ‘-A ‘lease ‘with ‘option
‘to ‘buy ‘is ‘a ‘good ‘home ‘buying ‘solution ‘for ‘some ‘buyers. ‘Which ‘of ‘these ‘statements ‘about ‘a ‘lease
‘with ‘option ‘to ‘buy ‘is ‘FALSE?


2,000 ‘- ‘correct ‘Answers ‘✔✔ ‘-A ‘contract ‘shows ‘that ‘a ‘fee ‘is ‘"$200" ‘in ‘one ‘location ‘and ‘"two
‘thousand" ‘in ‘another. ‘What ‘should ‘one ‘presume ‘the ‘correct ‘fee ‘to ‘be?


Suing ‘for ‘specific ‘performance ‘- ‘correct ‘Answers ‘✔✔ ‘-Archie ‘signed ‘a ‘contract ‘to ‘buy ‘Pam's ‘home.
‘The ‘deal ‘eventually ‘closed, ‘but ‘Pam ‘failed ‘to ‘hand ‘over ‘the ‘home's ‘keys ‘to ‘Archie. ‘A ‘week ‘passed,
‘and ‘Archie ‘filed ‘a ‘lawsuit ‘in ‘an ‘attempt ‘to ‘force ‘Pam ‘to ‘give ‘him ‘the ‘keys. ‘This ‘is ‘an ‘example ‘of
‘______.

, Independent ‘contractor ‘- ‘correct ‘Answers ‘✔✔ ‘-Pam ‘is ‘a ‘new ‘real ‘estate ‘licensee ‘who ‘must ‘receive
‘a ‘high ‘level ‘of ‘supervision. ‘Even ‘with ‘the ‘supervisory ‘requirement, ‘the ‘Internal ‘Revenue ‘Service
‘allows ‘Pam ‘to ‘be ‘classified ‘as ‘an ‘______.


The ‘formula ‘to ‘calculate ‘the ‘annual ‘gross ‘income ‘is ‘as ‘follows: ‘AGI ‘= ‘Property ‘Value ‘× ‘Annual ‘Cap
‘Rate ‘= ‘$400,000 ‘× ‘8% ‘= ‘$32,000 ‘net ‘operating ‘income ‘- ‘correct ‘Answers ‘✔✔ ‘-You ‘have ‘a ‘client
‘who ‘has ‘an ‘investment ‘property ‘valued ‘at ‘$400,000. ‘Annual ‘cap ‘rates ‘are ‘8%. ‘What ‘can ‘your ‘client
‘expect ‘in ‘net ‘operating ‘income?


He ‘must ‘remind ‘the ‘sellers ‘to ‘disclose ‘the ‘possible ‘presence ‘of ‘lead-based ‘paint ‘to ‘a ‘buyer ‘if ‘the
‘home ‘was ‘built ‘prior ‘to ‘1978. ‘- ‘correct ‘Answers ‘✔✔ ‘-Jamal ‘is ‘a ‘real ‘estate ‘licensee. ‘What's ‘his
‘responsibility ‘regarding ‘household ‘lead ‘hazards?


Implied ‘agency ‘- ‘correct ‘Answers ‘✔✔ ‘-What ‘type ‘of ‘agency ‘exists ‘because ‘of ‘the ‘actions ‘and
‘behavior ‘of ‘the ‘parties?


Avulsion ‘- ‘correct ‘Answers ‘✔✔ ‘-A ‘late ‘spring ‘snow ‘melt ‘caused ‘a ‘river ‘to ‘swell ‘past ‘its ‘bank. ‘The
‘flooding ‘led ‘to ‘many ‘landowners ‘losing ‘portions ‘of ‘their ‘properties. ‘What ‘is ‘the ‘process ‘called ‘that
‘caused ‘this ‘land ‘loss?


Federal ‘Trade ‘Commission ‘Act ‘(1914) ‘- ‘correct ‘Answers ‘✔✔ ‘-Which ‘act ‘encourages ‘fair, ‘truthful,
‘non-deceptive, ‘and ‘evidence-supported ‘claims ‘in ‘advertising?


Sadie ‘- ‘correct ‘Answers ‘✔✔ ‘-Ellen ‘and ‘Sadie ‘signed ‘an ‘agreement ‘to ‘list ‘Sadie's ‘condo ‘for ‘sale.
‘After ‘the ‘contract ‘was ‘signed, ‘Sadie's ‘father, ‘Grant, ‘offered ‘to ‘pay ‘Ellen's ‘commission ‘as ‘a
‘housewarming ‘present. ‘Sadie's ‘Mom ‘and ‘stepdad, ‘Linda ‘and ‘Rick ‘also ‘chipped ‘in. ‘Who ‘is ‘Ellen's
‘client?


Assessed ‘value ‘- ‘correct ‘Answers ‘✔✔ ‘-Which ‘of ‘the ‘following ‘is ‘a ‘percentage ‘of ‘market ‘value, ‘and
‘is ‘also ‘the ‘amount ‘of ‘property ‘value ‘to ‘which ‘the ‘tax ‘rate ‘is ‘applied?


Investment ‘Value ‘- ‘correct ‘Answers ‘✔✔ ‘-Investors ‘are ‘generally ‘interested ‘in ‘a ‘property's
‘_________________.


To ‘paint ‘a ‘true ‘picture ‘of ‘a ‘property's ‘condition ‘- ‘correct ‘Answers ‘✔✔ ‘-What's ‘the ‘purpose ‘of ‘a
‘home ‘inspection?


Survey



Surveys ‘determine ‘property ‘boundaries ‘and ‘determine ‘whether ‘there ‘are ‘encroachments ‘on ‘the
‘property. ‘- ‘correct ‘Answers ‘✔✔ ‘-What ‘is ‘typically ‘used ‘to ‘prove ‘there ‘are ‘no ‘encroachments ‘on
‘the ‘property?

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