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Bob Hogue Unit 9 EXAM with Solutions to Questions
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1.The provision in a deed that names the parties and contains the granting clause is the a. premises. b. encumbrance clause. c. habendum clause. d. seisin clause. - Ans a. premises.

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  • August 24, 2024
  • 8
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • bob hogue unit 9 exam with solutions to questions

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  • Bob Hogue Sales Associate
  • Bob Hogue Sales Associate

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Bob Hogue Unit 9 EXAM with Solutions to
Questions

1.The provision in a deed that names the parties and contains the granting
clause is the


a. premises.
b. encumbrance clause.
c. habendum clause.
d. seisin clause. - Ans a. premises.


2.An owner placed a condition in the deed stipulating that a commercial building
could NOT be erected on the property until at least the year 2025. This is an
example of


a. police power.
b. a deed restriction.

c. subdivision restrictive covenants.
d. governmental restriction on ownership. - Ans b. a deed restriction.


3. An example of an encumbrance on title to real property does NOT include


a. an easement.
b. a deed restriction.
c. a lien.

, d. a premises clause in the deed - Ans d. a premises clause in the deed


4. The lender's title insurance policy is issued for


a. an amount no greater than the purchase price and is not transferable.
b. an amount no greater than the purchase price and is transferable.
c. the loan balance and is transferable.

d. the loan balance and is not transferable. - Ans c. the loan balance and is
transferable.


5. Which lien is first in priority?


a. A property tax lien effective on January 1, 2016

b. A special assessment lien certified on December 31, 2015
c. A first mortgage lien filed on July 15, 2016

d. A construction lien filed on November 30, 2015 - Ans a. A property tax lien
effective on January 1, 2016

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