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Louisiana Property and Casualty Exam ACCURATE TESTED VERSIONS OF THE EXAM FROM 2023TO 2024 | ACCURATE AND VERIFIED ANSWERS | NEXT GEN FORMAT | GUARANTEED PASS WITH 100+ QUESTIONS$27.99
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Louisiana Property and Casualty Exam ACCURATE TESTED VERSIONS OF THE EXAM FROM 2023TO 2024 | ACCURATE AND VERIFIED ANSWERS | NEXT GEN FORMAT | GUARANTEED PASS WITH 100+ QUESTIONS
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Louisiana Property and Casualty
Institution
Louisiana Property And Casualty
Louisiana Property and Casualty Exam
ACCURATE TESTED VERSIONS OF THE EXAM
FROM 2023TO 2024 | ACCURATE AND
VERIFIED ANSWERS | NEXT GEN FORMAT |
GUARANTEED PASS WITH 100+ QUESTIONS
Louisiana Property and Casualty Exam
ACCURATE TESTED VERSIONS OF THE EXAM
FROM 2023TO 2024 | ACCURATE AND
VERIFIED ANSWERS | NEXT GEN FORMAT |
GUARANTEED PASS WITH 100+ QUESTIONS
Erroneous Publishing copied all the material from Angel's Inc book. The only
changes made by Erroneous were to rename the title and chapters, put a different
cover on it, and distribute it as its own. Angels Inc filed a claim against Erroneous
and seeks damages. Will a commercial policy cover the claim?
- ANSWER No, because the claim results from copyright infringement and is not in
an advertisement
Supplemental payments on a CGL provide all of the following EXCEPT:
- ANSWER Up to $500 a day for lost earnings and $2,000 for the cost of bail bonds
The occurrence form trigger is based on which of the following?
- ANSWER When notice is received and recorded by any insured or the insurer,
whichever comes first
The transfer of money from inside a banking premises to a person other that the
messenger outside those premises or to a place outside those premises is covered
under which commercial crime coverage?
- ANSWER Computer Fraud
,• - ANSWER A written agreement which indemnifies a person for fire damage to
the premises rented to the insured
Rita drops off her wedding gown at Vicky's Dry Cleaners for a final pressing. The
store's press breaks so Vicky takes Rita's dress to her other store across town. On
the way to the other store, Vicky is held at gunpoint until she gives the man the
wedding dress. What crime coverage form would pay for the loss of the gown in
this situation?
- ANSWER Extortion - Commercial Entities
A liability policy that provides coverage for a claim for injury or damage if the
claim is first reported or filed against the insured during the policy is called: -
ANSWER
• - ANSWER Claims-made form
All of the following conditions must exist for injury or damage to be included in
the products and completed operation hazard of a commercial general liability
policy EXCEPT: - ANSWER
• - ANSWER The injury or damage must occur within 90 days after the insured's
work is complete
All of the following statements concerning liability coverage are true EXCEPT: -
ANSWER
• - ANSWER The policy holder can sue the insurer whether or not all conditions
and provisions of the policy have been met.
,The insured with a claims-made commercial general liability policy may request in
writing claim and occurrence information from the insurer at any time up to 60
days after the policy period ends. The insurer must provide the information: -
ANSWER
• - ANSWER Within 45 days
In computer fraud crime coverage form, what limit is placed on each occurrence
of the loss of manuscripts, drawings, or records?
- ANSWER
• - ANSWER $5,000
The claims-made trigger is based on which of the following? - ANSWER
• - ANSWER The date the claim is first made in writing against an insured for injury
or damage that occurred on or after the policy's retroactive date
The commercial general liability coverage form excludes bodily injury or property
damage that the insured has assumed under any contract or agreement. However,
the exclusion does not apply to certain types of contracts, as long as the injury or
damage occurs - ANSWER
• - ANSWER After the execution of the contract
, Which of the following liability exposures is most likely for a small specialty
clothing retail boutique? - ANSWER
• - ANSWER Premise liability exposure
Burglary is defined as - ANSWER
• - ANSWER Taking of property from within the premises leaving visible signs of
forced entry
Which of the following would be covered under the crime coverage inside the
premises - theft of money and securities? - ANSWER
• - ANSWER Loss or damage to a locked safe, vault, or cash register
Which commercial crime form would provide coverage for a loss that did not
necessarily happen during the policy period but was revealed during the policy
period? - ANSWER
• - ANSWER Discovery form
B&B Market was sued when an employee detained a person he believed to be a
shoplifter, but the person turned out to be a meter reader. Which coverage would
apply to this suit? - ANSWER
• - ANSWER Personal and advertising injury liability
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