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The CE Shop Review Assessment Questions And Answers With this type of loan, personal property is included with the real property in the sale. It's commonly seen in commercial real estate, but you may also see this in the sale of furnished condominiums. - answerPackage mortgage Which product's ...

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  • 28 augustus 2024
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©THEBRIGHT EXAM STUDY SOLUTIONS 8/26/2024 11:32 AM



The CE Shop Review Assessment Questions
And Answers

With this type of loan, personal property is included with the real property in the sale. It's
commonly seen in commercial real estate, but you may also see this in the sale of furnished
condominiums. - answer✔✔Package mortgage
Which product's fibers are dangerous when inhaled because they can lodge in the lungs and
intestines, causing cancer? - answer✔✔Absestos
Sally and Pete are city dwellers who have always dreamed of living in a rural setting. When Pete
inherits a 600-acre cattle ranch from his uncle, they don't waste a moment packing up and
moving to the ranch. What category of real estate is their new home considered? -
answer✔✔Agricultural
Shannon's rural property in San Diego County has a small stream that runs across one corner
where her horses are pastured, and her horses use it as a water source. What's true about this
situation? - answer✔✔Shannon has a riparian right to use the water flowing across her property
as a water source for her animals, though she may not divert the water.
Which type of subdivision is defined as parcels of land that purchasers own individually, with no
commonly owned areas? - answer✔✔Standard subdivision


*Any subdivision that is sold with no common areas and is smaller than 160 acres is considered
to be a standard subdivision. Lots can be fully or only partially improved, but must at least have
utilities installed.

What's the first step an appraiser will perform when conducting an appraisal? - answer✔✔State
the problem
Which of the following professional certifications for property managers applies to an
individual? - answer✔✔Certified Property Manager
A real estate licensee and his client fulfill the listing agreement, and the agency relationship is
terminated. At what point did the agent's fiduciary duty of confidentiality to this client terminate?
- answer✔✔Never

, ©THEBRIGHT EXAM STUDY SOLUTIONS 8/26/2024 11:32 AM


A buyer is purchasing a property for $500,000. His lender's loan-to-value ratio is 90%. How
much is the buyer financing? - answer✔✔$450k

What does the Real Estate Commissioner do? - answer✔✔Determines real estate policy and
issues regulations to enforce law
Which of the following is a true statement about U.S. Department of Veterans Affairs loans? -
answer✔✔The loan that's guaranteed will be based on either 100% of the sales price or 100% of
the CRV, whichever is less.
Rachel loves convenience. As you can imagine, she was thrilled when she was able to finance
her mortgage through the same institution where she deposits her payroll checks. Which of these
most likely financed Rachel's mortgage? - answer✔✔Savings and loan
Your clients have made an offer to purchase on a beautiful home that is in a perfect location for
their family. The offer is accepted. A week later, the seller's agent finally provides the TDS and
other required disclosures. To everyone's dismay, the disclosures show that there are some
serious issues that were not apparent in your visual inspection. What can your buyers do? -
answer✔✔Buyers have 3 days after the delivery of the TDS to rescind the purchase agreement.

What can brokerages do to ensure licensees use technology properly? - answer✔✔Have a solid
policies and procedures manual in place.
If Acme Bank, a primary lender, wants to sell its loans on the secondary market, it would be
easier for it to do so if its loans meet ______. - answer✔✔Fannie Mae and Freddie Mac
Guidelines


*If Acme Bank meets Fannie Mae and Freddie Mac guidelines, its loans are conforming and are
easier to sell on the secondary market.

Which of these might bring a charge of illegal steering against a licensee? - answer✔✔When
working with single female clients, Cassandra is careful to promote properties in neighborhoods
she considers safe.
Lenny is the listing agent for a property built in 1901. Old homes are very desirable in this area,
and Lenny is expecting a fair amount of interest and multiple offers at the planned open house.
Which action best demonstrates good faith to his seller client in this scenario? - answer✔✔Lenny
presents all formal written offers as they come in, discussing the merits and drawbacks of each,
but ultimately lets the owner decide what action to take.

Which of the following statements regarding buyer and seller agency is true? - answer✔✔A
seller's agent represents the seller, while the buyer's agent represents the buyer.

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