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CIC - Personal Lines Questions With 100% Complete Answers!!
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CIC - Personal Lines Questions With 100% Complete Answers!!
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Name: Score:120 Multiple choice questions
Definition 1 of 120
$1,000
Limit limitation for electronic equipment permanently installed in place not used by auto
manufacturer
Damage to property of others exclusion - recreational vehicle give back clause
Additional Coverage - Loss Assessment
Damage to property of others
Definition 2 of 120
$1,000 limit for assessments resulting from damage to commonly owned property
Additional Coverage - Debris Removal
Coverage a - dwelling
Part a - liability coverage (insuring agreement)
Additional Coverage - Loss Assessment
Term 3 of 120
Additional Coverage - Grave Markers
$5,000 on or away from residence premises
Coverage C Peril
$500 coverage for theft or unauthorized use
$1,000 limit for assessments resulting from damage to commonly owned property
$500 Max. Only for fire department service charge incurred to save/protect property from
covered peril
,Term 4 of 120
Who is a Named Insured
A fictional character in a novel
A Person or persons who owns the property or have insurable interest on the property
An insurance agent who sells policies
A type of insurance policy without coverage
Term 5 of 120
Business Pursuits Endorsement
When a property is occupied by a tenant or persons other than the property owner.
requires a local auto liability coverage through licensed Mexican insurance company to
apply
bodily harm, sickness or disease, including required care, loss of services and death
Endorsement that provides liability coverage for eligible business or or off the residence
premises.
Definition 6 of 120
bodily harm, sickness or disease, including required care, loss of services and death
Bodily Injury definition
Property Damage definition
Personal Injury coverage
Liability exclusion - group a exclusion
,Definition 7 of 120
When there is covered loss and the insured need to permanently relocate
Loss of Use definition
Non-Owner Occupied
Additional coverage - loss assessment
Liability exclusion - group a exclusion
Definition 8 of 120
When a tenant is living in a Single Family Dwelling, multi-family dwelling, apartment, condo or
townhouse
Non-Owned Dwelling
Owner Occupied
What Is Included In Coverage A - Dwelling
Business Definition
, Term 9 of 120
What are the exceptions of a business definition
1) Protect property from further damage
2) Inventory the damaged property
3) Notify Agent/Carrier
4) Exhibit the property to an Adjuster
5) Submit a sworn statement
Used to provide property coverage for an other structure that is rented to others for use as
a private residence, the other structure is described and a limit of liability is shown in the
schedule, liability is also provided
1) Personal Property Replacement Cost Loss Settlement
2) Replacement Cost Loss Settlement for certain non-building structures on the residence
premises
3) Green Upgrades Coverage
4) Additional Limits of Liability for A,B,C and D
5) Specified additional amount of insurance for dwelling
1) must receive no more than 2K in annual bases
2) Volunteer activities if no money is received
3) Home day care if not paid
4) Home day care to a relative of an insured, even if paid
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