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FLORIDA HEALTH INSUARANCE 2-20 / NEWEST INSURANCE FLORIDA 1-20 PRACTICE EXAM (A NEW UPDATED VERSION) ACTUAL TEST QUESTIONS AND CORRECT VERIFIED ANSWERS |ALREADY GRADED A+ (BRAND NEW!!)$18.49
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FLORIDA HEALTH INSUARANCE 2-20 / NEWEST INSURANCE FLORIDA 1-20 PRACTICE EXAM (A NEW UPDATED VERSION) ACTUAL TEST QUESTIONS AND CORRECT VERIFIED ANSWERS |ALREADY GRADED A+ (BRAND NEW!!)
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FLORIDA HEALTH INSUARANCE 2-20
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FLORIDA HEALTH INSUARANCE 2-20
FLORIDA HEALTH INSUARANCE 2-20 / NEWEST INSURANCE FLORIDA 1-20 PRACTICE EXAM (A NEW UPDATED VERSION) ACTUAL TEST QUESTIONS AND CORRECT VERIFIED ANSWERS |ALREADY GRADED A+ (BRAND NEW!!)
FLORIDA HEALTH INSUARANCE 2-20 / NEWEST
INSURANCE FLORIDA 1-20 PRACTICE EXAM (A NEW
UPDATED VERSION) 2024-2024 ACTUAL TEST QUESTIONS
AND CORRECT VERIFIED ANSWERS |ALREADY
GRADED A+ (BRAND NEW!!)
An insured whose Disability Income policy contains a Change of
Occupation clause takes a new job in a more hazardous
occupation and fails to notify the insurer of the change. One
year later, the insured becomes disabled. The insurer will most
likely take which of the following actions?
-Cancel the policy and refund one year's premiums
-Settle the claim according to what the premiums would have
purchased under the more hazardous occupation
-Pay the claim in full and then cancel the policy
-Pay the claim after deducting an extra one-year premium
payment - Answer-Settle the claim according to what the
premiums would have purchased under the more hazardous
occupation
Which of the following definitions of disability would cover a
permanent partial disability?
-Own occupation
-Any occupation
When delivering a policy to a client, a producer should take all
of the following actions EXCEPT:
-Collect any premiums due
-fully explain all exclusions and/or riders
-keep the policy in the producer's office for safe-keeping on
behalf of the client
-review all benefits provided by the policy - Answer-keep the
policy in the producer's office for safe-keeping on behalf of the
client
The Social Security program provides all of the following
benefits EXCEPT:
-Retirement
-survivor
-disability
-workers compensation - Answer-workers compensation
Which of the following definitions MOST accurately describes
the Probationary Period?
, -The period of time from the date of the loss until the benefits
begin
-The period of time from the date of the loss until benefits are
actually received by the policyowner
-The waiting period a new hire must satisfy prior to becoming
eligible for group health coverage
-The period of time once a claim is received by the insurance
company before it pays benefits to the policyowner - Answer-
The waiting period a new hire must satisfy prior to becoming
eligible for group health coverage
Under a group health plan, an employer may offer additional
benefits to classes of employees on the basis of all of the
following factors EXCEPT:
-length of employment
-gender
-salary grade
-job category - Answer-gender
An insured becomes disabled three years after his Disability
Income policy is issued. The disability is caused by a condition
that existed prior to the policy issue date but was not
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