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AHIP Medicare Training Module 1 Final – questions and detailed answers graded A+ $12.49   Add to cart

Exam (elaborations)

AHIP Medicare Training Module 1 Final – questions and detailed answers graded A+

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  • Course
  • AHIP Medicare 2024
  • Institution
  • AHIP Medicare 2024

AHIP Medicare Training Module 1 Final – questions and detailed answers graded A+

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  • August 30, 2024
  • 14
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • AHIP Medicare 2024
  • AHIP Medicare 2024
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AHIP Medicare Training Module 1 Final –
questions and detailed answers graded A+




Anita Magri will turn age 65 in August 2020. Anita intends to enroll in Original
Medicare Part A and Part B. She would also like to enroll in a Medicare
Supplement (Medigap) plan. Anita's older neighbor Mel has told her about the
Medigap Part F plan in which he is enrolled. It not only provides foreign travel
emergency benefits but also covers his Medicare Part B deductible. Anita comes
to you for advice. What should you tell her?
A. You would be happy to help Anita enroll in a Medigap Part F plan that will
provide foreign travel benefits as well as cover her Part B deductible.
B. You are sorry to disappoint Anita but a Medigap Part F plan is no longer
available to those who turn age 65 after January 1, 2020. Anita might instead
consider other Medigap plans that offer foreign travel benefits but do not cover
the Part B deductible.
C. You are sorry to disappoint Anita but Medigap plans are no longer available to
thos - answer ✅✅B. You are sorry to disappoint Anita but a Medigap Part F plan
is no longer available to those who turn age 65 after January 1, 2020. Anita might
instead consider other Medigap plans that offer foreign travel benefits but do not
cover the Part B deductible.

, AHIP


Explanation: Individuals who attain age 65 on or after January 1, 2020 cannot
purchase a Medigap plan that pays the Part B deductible. Generally, these are
plans C, F, or high deductible F. Anita can still purchase a Medigap plan that
provides foreign travel emergency benefits such as plan G.


Madeline Martinez was widowed several years ago. Her husband worked for
many years and contributed into the Medicare system. He also left a substantial
estate which provides Madeline with an annual income of approximately
$130,000. Madeline, who has only worked part-time for the last three years, will
soon turn age 65 and hopes to enroll in Original Medicare. She comes to you for
advice. What should you tell her?
A. You should tell Madeline that she will be able to enroll in both Medicare Part A
and Part B without paying monthly premiums due to her husband's long work
record and participation in the Medicare system.
B. You should tell Madeline that she will need to pay premiums for Part A because
of her short work history. You should also tell Madeline that she will pay part B
premiums at the highest rate because her income over the last several years has
exceeded $100,000.

C. You should tell Madeline that she will b - answer ✅✅C. You should tell
Madeline that she will be able to enroll in Medicare Part A without paying
monthly premiums due to her husband's long work record and participation in the
Medicare system. You should also tell Madeline that she will pay Part B premiums
at more than the standard lowest rate but less than the highest rate due to her
substantial income.


Explanation: Madeline will be able to enroll in premium-free Part A due to her
husband's work record. She will pay a premium for Part B coverage based on her
income level (her income-related monthly adjustment amount [IRMMA]). An
income level of $100,000 would mean Mrs. Martinez would pay a premium more
than the standard (lowest) amount but not the highest level which looks at
incomes above $500,000 for those filing individual income tax returns.

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