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Texas Adjuster Exam Latest Updated.
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Texas Adjuster Exam Latest Updated.
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Texas Adjuster Exam Latest UpdatedIf han hautomobile hpolicy hhas hsplit hlimits hof h30/60/25. hWhat his hthe hmaximum
hamount hof hliability hcoverage hthat hwould hbe hpaid hin ha hcovered hloss hwhere hthree
hpeople hare hinvolved. h- hANS-$30,000
Which hof hthe hfollowing hstatements hbest hdescribes han hinland hmarine hpolicy? h-
hANS-Pertains hto hCargo hwith hno hfixed hlocation
Alex his htraveling hthrough hCollege hStation hand hhits ha hdeer, hand hthe hdamages hare
h$1500. hHe hhas hcomprehensive hcoverage hwith ha h$500 hdeductible. hWhat hwill hyou
hpay? h- hANS-$1000
This hdepartment his hresponsible hfor hmaking hrates hand hdetermines hthe hrates
hcharged hby hthe hinsurer h- hANS-Actuarial hdepartment
Johnny hhas h30/60/25 hlimits hon hhis hauto hpolicy, hand hhe hnegligently hran hinto ha
hparked hcar hdriven hby hSteve hGarcia. hWhat his hthe hmaximum hamount hof hcoverage
hthat hcan hbe hprovided hfor hthe hdamage hto hSteve's hcar? h- hANS-25,000
Your hcustomer hhas hHO-B hhomeowners hpolicy hwith ha hCoverage hA hlimit hos
h$300,000. hHis hmortgage hpayment his h$1,400 hper hmonth. hHe hcan't hstay hin hhis
hhome hfor h1 hmonth hdue hto ha hclaim hthat hwas hcaused hby hsmoke. hHe his hstaying hin
ha hlocal hhotel hfor h1 hmonth. hThe hcost hof hthe hhotel his h$900 hfor hthe hmoth. hHow
hmuch hwill hyou hpay hyour hpolicyholder hfor hAdditional hLiving hExpenses h- hANS-$900
Insurance hfor hocean hvessels his hthe h______ htype hof hinsurance? h- hANS-oldest
Your hinsured hhas ha hhomeowners hpolicy hwith ha hCoverage hA hlimit hof h$50,000, hHis
hcoverage hB hlimit his h$20,000. hHis hdeductible his h1%. hHe hhas h30 htrees hthat hare
hdamaged hduring hthe hfire. hHow hmuch hare hyou hgoing hto hpay hon hhis hclaim? h-
hANS-2500
If hyou hhave ha hcovered hloss, hin hexcess hof ha hlimit, hyou hcan happly hthat hexcess
htowards hthe hdeductible. hThis hbest hdescribes? h- hANS-Absorbing hthe hdeductible
What htype hof hcontract hexists hwhen hthe hinsurance hpolicy his hvalid heven hthough
hthere his han hunequal hexchange? h- hANS-Aleatory hContract
What his hthe hintentional hor hunintentional himpression hby hthe hinsurance hcompany
hthat ha hcertain hfact hexists hwhen hit hdoes hnot? h- hANS-Estoppel
, An hevent hthat hresults hin han hinsured hloss h/ hdamages. h- hANS-Occurrence
Joseph hross howns ha h2014 hToyota hAvalon. hwhile hat hthe hmall hshopping, hsomeone
hhit hhis hcar hand hleft ha hbig hdent hon hthe hright hside hof hhis hcar. hHe hdoes hnot hknow
hwho hhit hhis hcar, hand hthere hare hno hwitnesses hto hthis haccident. hWhat htype hof
hinsurance hprotection hdoes hhe hneed hto hprotect hhim hfrom hfinancial hloss hin hthis
hsituation h- hANS-Comprehensive
Morris hhas ha hTexas hDwelling hpolicy hon hhis hproperty. hHis hproperty hburns hdown hin
ha hfire. hHe hclaims hthat hhe hhas halso hsustained ha hfinancial hloss hbecause hhe his hnot
hable hto hrent hthe hproperty hto hhis htenants. hWhat hcan hyou htell hhim? h- hANS-He hhas
hcoverage hfor hloss hof hfair hRental hValue
Method hof hdispute hresolution hthat hoccurs hwhen hthere his ha hdispute hregarding
hwhether hor hnot hsomething his hcovered hunder hthe hpolicy h- hANS-Arbitration
A hcustomer hclaims hhe htripped hon ha hstair hin hJohn's hArt hGallery hand hbroke hhis hleg.
hThe honly hway hthe hcustomer hwill hhave ha hsuccessful hclaim hagainst hJohn's
hinsurance his? h- hANS-John hmust hbe hfound hlegally hliable hfor hthe hincident
Janet hthompson hworks hfor huniversal hinsurance hcompany hof hTexas. hShe his
hinvolved hin ha hwork hrelated haccident hin hthe hsupply hroom. hShe himmediately hnotifies
hher hsupervisor habout hthe haccident. hUniversal hinsurance hcompany hmust hreport hthe
hinjuries hwithin hhow hmany hdays hof hbeing hnotified hof hthe hinjury? h- hANS-8 hdays
Provisions hin han hinsurance hpolicy hthat hindicates hwhat his hnot hcovered? h- hANS-
Exclusions
As ha hpublic hadministrator hyou hwant hto hget hinsurance hfor hyour hcounty's hbridges
hand htunnels. hWhat hkind hof hpolicy hwould hyou hlook hfor? h- hANS-Inland hMarine
Lewis hhas ha hTexas hdwelling hpolicy hon hhis hproperty hin hLewisville hTexas. hHis
htenant hcalled hhim hto htell hhim hthat hthe hproperty hwas hbroke hinto hand hall hof hhis
hcontents hwere hstolen. hLewis hfiles ha hclaim hfor hhis htenant's hstolen hcontents. hWhat
hdo hyou htell hLewis habout hhis hclaim? h- hANS-The hcontents hare hcovered hup hto h10%
hof hthe hCoverage hB hlimit hof hliability.
Is hthe hsize hof ha hloss, hthe hextent hof hdamages h- hANS-Severity
What his hthe hintentional hrelinquishment hof ha hknown hright hby hthe hinsurance
hcompany hor hagent hupon hwhich hthe hinsured hrelies h- hANS-Wavier
You hhave hconcluded hyour hclaim hinvestigation hand hcalled hyour hpolicyholder hto
hdiscuss hthe hsettlement hof htheir hclaim. hHow hlong hdo hyou hhave hto hmake hpayment
hto hyour hpolicyholder? h- hANS-5 hCalendar hdays
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