FICEP LCUL TEST 2024-2025 |ACTUAL COMPLETE EXAM
QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS )
ALREADY GRADED A+.
Money avoidance is the idea that money is evil or ______________ -
ANSWER-undeserved
The idea that money is the way to solve all a member's problems is
money ______________ - ANSWER-worship
Money ____________ is the member's belief that wealth is tied to
selfworth. Money is seen as a member's way to one-up others. -
ANSWER-Status
Money vigilance is a member's perceived need for ___________ about
their financial matters. - ANSWER-secrecy
The ideal spending cycle a member should strive to be in is
_________ / _______________ / ____________. This group pays
themselves first - ANSWER-earn save spend
Factors impacting money _____________ can include childhood
experiences, emotional disorders, out of control spending or ignoring
the problem. - ANSWER-attitudes
The most basic need members have is ___________________ needs
like food, shelter, and clothing. This is the _____ of the pyramid on
,Maslow's hierarchy of needs. - ANSWER-physiological, base
The _______ brain sees things in a logical way while the ______ brain
may add color and creativity to the thought process. - ANSWER-left,
right
A right brain person could benefit from a list with ________________
while you are sharing information. - ANSWER-illustrations
The ____________ zone of the Johari Window includes things known
to others (counselor) but unknown to self (member). - ANSWER-blind
The three types of financial counseling are ____________,
_______________, and ____________. - ANSWER-productive,
preventative, and remedial
A counselor should seek to understand all the facts bout a client's
circumstances before generating alternatives using both
_____________ and _______________ cues. - ANSWER-verbal,
nonverbal
There are four steps in the member's change process. In sequential
order they are:
1. Recognizing the _________ for change.
2. Gather ___________ and introduce new ideas.
3. ______________ plan as needed.
, 4. Make _____________ a part of the member's habits. – ANSWER-
Need information
revise changes
Help members prioritize essentials so they spend on ___________
instead of ____________. - ANSWER-needs, wants
Examining forces for or against a specific action are part of a
_____________ ______________ _____________________. – ANSWER-
Force field analysis
The counseling process contains six steps. In sequential order, they
are:
1. ____________ member data
2. Establish clear financial _____________ and objectives.
3. _________________ data.
4. _____________ a spending, debt repayment and action plan
5. _______________ plan.
6. Monitor, evaluate, and ______________ as needed. – ANSWER-
collect goals analyze develop implement adjust
a ____________ plan looks at the sources of income and where clients
spend their money. - ANSWER-spending
Cash _____ is the term to define money in and out of a client's budget.
- ANSWER-flow
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