ICBC Auto plan Basic
Module 2 - answerBasic Autoplan & Signature Requirements
Who is the sole provider of Basic Autoplan insurance? - answerICBC
What are the five main types of coverage in Autoplan Basic? - answer-third party liability
(TPL)
-accident benefits
-underinsured motorist protection (UMP)
-uninsured and unidentified
-inverse liability
What does Third Party Liability coverage protect customers from? - answerwhen they
are responsible for a crash and pays for bodily injury, death, and property damage
caused to others
How much TPL coverage does Basic Autoplan provide for claims or damages awarded
against the customer who was responsible for causing bodily injury, death, or vehicle
damage to others?
How much for buses, taxis, limousines, heavy commercial vehicles? - answer$200 000
$1 million
What rule is used to pay claims under TPL? When does it apply? - answer90/10 rule
90% covers injury, 10% covers property damage
applies only when there is not enough TPL coverage for both bodily and property
damage costs
What do Accident Benefits assist with? - answermedical costs and wage loss if
customer is injured in a motor vehicle crash, regardless of their responsibility
Who does ICBC pay Accident Benefits to? - answerall occupants of a vehicle licensed
and insured in BC
person named on Autoplan policy or member of their household if hit by vehicle while a
pedestrian or cyclist
- answer
Module 2 - answerBasic Autoplan & Signature Requirements
Who is the sole provider of Basic Autoplan insurance? - answerICBC
What are the five main types of coverage in Autoplan Basic? - answer-third party liability
(TPL)
-accident benefits
-underinsured motorist protection (UMP)
-uninsured and unidentified
-inverse liability
What does Third Party Liability coverage protect customers from? - answerwhen they
are responsible for a crash and pays for bodily injury, death, and property damage
caused to others
How much TPL coverage does Basic Autoplan provide for claims or damages awarded
against the customer who was responsible for causing bodily injury, death, or vehicle
damage to others?
How much for buses, taxis, limousines, heavy commercial vehicles? - answer$200 000
$1 million
What rule is used to pay claims under TPL? When does it apply? - answer90/10 rule
90% covers injury, 10% covers property damage
applies only when there is not enough TPL coverage for both bodily and property
damage costs
What do Accident Benefits assist with? - answermedical costs and wage loss if
customer is injured in a motor vehicle crash, regardless of their responsibility
Who does ICBC pay Accident Benefits to? - answerall occupants of a vehicle licensed
and insured in BC
person named on Autoplan policy or member of their household if hit by vehicle while a
pedestrian or cyclist
- answer
