CA Life, Health, and Accident Questions & 100% Correct Answers- Latest Test | Graded A+ | Passed
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Course
CA Life Accident
Institution
CA Life Accident
During the underwriting process for a group health policy, it was discovered that 15 out of
50 members of the group have major health issues. How would the insurer handle this?
-:- Accept or reject the whole group
Which of the following is a type of insurance where and in sure transfers loss e...
CA Life, Health, and Accident Questions &
100% Correct Answers- Latest Test | Graded
A+ | Passed
During the underwriting process for a group health policy, it was discovered that 15 out of
50 members of the group have major health issues. How would the insurer handle this?
✓ -:- Accept or reject the whole group
Which of the following is a type of insurance where and in sure transfers loss exposures
from policies written for its insurers?
✓ -:- Reinsurance
What percentage of eligible employees must participate in a non-contributory group health
plan before it can be put in effect?
✓ -:- 100%
Which of the following is an insurer established by a parent company for the purpose of
Who is financially liable for the payment of covered claims in a fully insured group health
plan?
✓ -:- Insurer
Minimum participation standards exist for group health insurance plans in order to...
✓ -:- Prevent adverse selection
Which of the following is NOT typically covered under vision care insurance?
✓ -:- Retina surgery
The problem of overinsurance is addressed in which health insurance provision?
✓ -:- Coordination of benefits
Coverage is limited for vision and dental insurance and all the following ways EXCEPT...
✓ -:- Specific dollar amount for examination
Which of the following is NOT a benefit of insurance?
✓ -:- Losses due to fraud are eliminated
2|Page | Grade A+| 2024/2025
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