Cardholder Data - At a minimum, [this] consists of the full PAN. Cardholder data may also appear
in the form of the full PAN plus any of the following:
cardholder name, expiration date and/or service code
See Sensitive Authentication Data for additional data elements that may be transmitted or p...
AQSA Terms
Cardholder Data - At a minimum, [this] consists of the full PAN. Cardholder data may also appear
in the form of the full PAN plus any of the following:
cardholder name, expiration date and/or service code
See Sensitive Authentication Data for additional data elements that may be transmitted or processed
(but not stored) as part of a payment transaction.
ANSI - Acronym for "American National Standards Institute." Private, non-profit organization that
administers and coordinates the U.S. voluntary
Protocol for authenticating a user based on their verifiable identity, authorizing a user based on their
user rights, and accounting for a user's consumption of network resources.
Access Control - Mechanisms that limit availability of information or information-processing
resources only to authorized persons or applications.
Account Data - Data that consists of cardholder data and/or sensitive authentication
data as well as the data on the magnetic strip or chip
Account Number - Primary Account Number (PAN) located on the credit card
Acquirer - Also referred to as "merchant bank," "acquiring bank," or "acquiring financial
institution". Entity, typically a financial institution, that processes payment card transactions for
merchants and is defined by a payment brand as an acquirer. Acquirers are subject to payment brand
rules and procedures regarding merchant compliance.
, 1 day - length of time the clearing process typically takes in North America
2 days - length of time the settlement process typically takes in North America
Protocol for authenticating a user based on their verifiable identity, authorizing a user based on their
user rights, and accounting for a user's consumption of network resources.
Administrative Access - Elevated or increased privileges granted to an account in order for that
account to manage systems, networks and/or applications.
Administrative access can be assigned to an individual's account or a builtin system account. Accounts
with administrative access are often referred to as "superuser", "root", "administrator", "admin",
"sysadmin" or "supervisorstate", depending on the particular operating system and organizational
structure.
Adware - Type of malicious software that, when installed, forces a computer to automatically
display or download advertisements.
AES - Abbreviation for "Advanced Encryption Standard." Block cipher used in symmetric key
cryptography adopted by NIST in November 2001 as U.S. FIPS PUB 197 (or "FIPS 197")
Anti-Virus - Program or software capable of detecting, removing, and protecting against various
forms of malicious software (also called "malware") including viruses, worms, Trojans or Trojan horses,
spyware, adware, and rootkits.
AOC - Acronym for "attestation of compliance." The AOC is a form for merchants and service
providers to attest to the results of a PCI DSS assessment, as documented in the Self-Assessment
Questionnaire or Report on Compliance.
AOV (Attestation of Validation) - Acronym for "attestation of validation." The AOV is a form for PA-
QSAs to attest to the results of a PA-DSS assessment, as documented in the PADSS Report on Validation.
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller ACADEMICMATERIALS. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $7.99. You're not tied to anything after your purchase.
