FDCPA EXAM
What two government agencies govern or police the FDCPA
Federal Trade Commission and Consumer Financial Protection Bureau
Write the mini Miranda
This is an attempt to collect a debt and any information obtained will be used for that purpose.
When a debtor refuses to give any information concerning the attorney that represents them , according
to company policy what do we tell the debtor?
They have 7 days to contact us with the attorney information.
What 2 reasons can we call back a debtor after we have already been told they have an attorney? ( The
attorney information is provided or can easily be determined)
1. The attorney gives us permission
2. You may contact the debtor if the attorney does not respond back in a reasonable amount of time.
Under regulation F, how many days must we wait to call a debtor after having a telephone conversation
with the debtor?
7 days from the day of contact
When calling a third party for skip tracing purposes ,there are three rules we must follow. Name them:
1. Never disclose that a debt is owed
2. only call 1 time unless you are given permission from the consumer
What two government agencies govern or police the FDCPA
Federal Trade Commission and Consumer Financial Protection Bureau
Write the mini Miranda
This is an attempt to collect a debt and any information obtained will be used for that purpose.
When a debtor refuses to give any information concerning the attorney that represents them , according
to company policy what do we tell the debtor?
They have 7 days to contact us with the attorney information.
What 2 reasons can we call back a debtor after we have already been told they have an attorney? ( The
attorney information is provided or can easily be determined)
1. The attorney gives us permission
2. You may contact the debtor if the attorney does not respond back in a reasonable amount of time.
Under regulation F, how many days must we wait to call a debtor after having a telephone conversation
with the debtor?
7 days from the day of contact
When calling a third party for skip tracing purposes ,there are three rules we must follow. Name them:
1. Never disclose that a debt is owed
2. only call 1 time unless you are given permission from the consumer
