Final Exam Questions Property and
Casualty - NJ STATE EXAM WITH STUDY
GUIDE EXAMFX
Professional legal responsibility guidelines defend against legal responsibility attributable to -
ANSA. Errors and Omissions
Page 46
Mini-Tail or Extended. Page 60 - ANSB. 60 Days after expiration date
Not an exclusion below car physical damage choice. Page 28 - ANSC. Carpools
Not a covered territory inside the non-public automobile policy. Page 25 - ANSC. Mexico
Which is included below other than collision segment of your car coverage. Page 26 - ANSA.
Hail harm for your car
Nationwide Marine Define classifies risks can be written. Page 95 - ANSB. Inland marine shape
Assignment provision of policy to every other man or woman without written consent
web page 51 - ANSA. Get permission from insurance
Not some thing of price exchanged coverage. Page thirteen - ANSD. Application given to
potential insured
The following are insured under auto coverage EXCEPT. Page 38 - ANSB. Spouse of name
insured NOT dwelling in household
Occurrence form trigger primarily based on. Page 17 - ANSD. Date injury takes place
Maximum coverage bodily harm offered by using NJ Full Insurance Underwriting Association.
Page 55 - ANSD. $500,000.00
Duties of insurer encompass all of the following EXCEPT - ANSB. Notify the insured if economic
issue
List of strains or classes of coverage for there exists no affordable marketplace among legal
insurers within the kingdom. Page 61 - ANSA. Exportable List
, Which of the following excellent describes an coverage business enterprise that has been
shaped in home country? Page ninety nine - ANSDomestic
Maximum penalty for the first violation of insurance law.
Page 105
ON State exam! - ANS$5,000.00.
Which of the following is blanketed in the term insurance associated behavior? Page 101 -
ANSB. Transmitting funds between manufacturers & coverage agencies
One gain of claims made bureaucracy shape insurers factor of view. Page 18 - ANSB. Prevents
the stacking of limits.
A date stipulated on Declaration page of claims made coverage as 1st date of incident. Page 18
- ANSRetroactive date
Several years after legal responsibility loss a bus owner is made aware of her incident. Page 17
- ANSA. Occurrence Policy
Supplementary payments are made in. Page 21 - ANSB. Addition to the coverage
Purpose of Commercial Insurance Deregulation Act is web page. Fifty nine - ANSB. To guard in
opposition to excessive & unfair prices
Certification of license fame carries ALl EXcept? Page a hundred and ten - ANSHow lengthy
someone is licensed
Insurance enterprise cancels your Agency agreement . Page 112 - ANSB. 15 days
Producer have to notify Commissioner within how many days of a conviction of against the law.
Page 111 - ANS30 Days
Defamation great defined. Web page one hundred fifteen - ANSD. Making maliciously critical
statements about financial condition of any character or company.
When could a misrepresentation on an coverage utility be considered fraud? Page 10 -
ANSWhen it's far intentional and fabric
Insured had HO4 with $30,000 limit for personal belongings. While journeying a hearth destroys
garb bags and jewelry with general substitute cost of $20,000. At 20% depreciation how a good
deal is paid?
ON State exam!!
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