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Exam (elaborations)

CHAMPIONS REAL ESTATE FINANCE EXAM WITH GUARANTEED ACCURATE ANSWERS

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  • CHAMPIONS REAL ESTATE FINANCE

Origination - ACCURATE ANSWERS The process of creating a new mortgage loan, including all steps taken by a lender to attract and qualify a borrower Credit reports will be ordered, in most cases from all three major national credit reporting agencies: - ACCURATE ANSWERS Experian, Equifax, and Tra...

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  • September 8, 2024
  • 12
  • 2024/2025
  • Exam (elaborations)
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  • CHAMPIONS REAL ESTATE FINANCE
  • CHAMPIONS REAL ESTATE FINANCE
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GRADEUNITS
CHAMPIONS REAL ESTATE FINANCE
EXAM
CHAMPIONS REAL ESTATE FINANCE EXAM WITH GUARANTEED ACCURATE
ANSWERS




Origination - ACCURATE ANSWERS✔✔ The process of creating a
new mortgage loan, including all steps taken by a lender to attract and
qualify a borrower


Credit reports will be ordered, in most cases from all three major
national credit reporting agencies: - ACCURATE ANSWERS✔✔
Experian, Equifax, and TransUnion


Not all creditors will report to all three, they will - ACCURATE
ANSWERS✔✔ Each reporting agency will report a different credit
score for the borrower

, Underwriting - ACCURATE ANSWERS✔✔ The detailed process of
evaluating a borrower's loan application to determine the risk involved
for lender


Fiscal Policy - ACCURATE ANSWERS✔✔ Which relates to Federal
Government spending. Government spending is approved by the U.S.
Congress


The Federal Reserve: 1913 - ACCURATE ANSWERS✔✔ Is a central
banking system of the US


Federal Fair Housing Statues - ACCURATE ANSWERS✔✔ Prohibit
housing discrimination based on race, color, national origin, sex,
religion, families with children, and disabilities


All residential mortgage loan originators must be registered with -
ACCURATE ANSWERS✔✔ the Nationwide Mortgage Licensing
System and Registry (NMLSR)


Texas Department of Housing and Affairs (TDHCA) - ACCURATE
ANSWERS✔✔ An agency responsible for affordable housing, housing
related and community service programs, and the regulation of the state's
manufactured housing industry


Yield - ACCURATE ANSWERS✔✔ The return that represents the
money earned on an investment

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