Exam (elaborations)
STATE FARM CERTIFICATION - CLAIMS ADJUSTER
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STATE FARM CERTIFICATION - CLAIMS ADJUSTER
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STATE FARM CERTIFICATION - CLAIMS ADJUSTERSpecial Limits of Liability for
1. money - Answers -$200 for money or coins
whats covered under dwelling - Answers -1.structures attached to dwelling
2.materials/supplies on or adjacent to residence premises for construction use or
alteration of the premises.
3.foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
other structures separated by clear space are.... such as - Answers -covered.
Structures connected to the dwelling by only
a fence, utility line, or similar connection are considered
to be other structures.
We do not cover other structures: - Answers -1.not permanently attached to or
otherwise forming a
part of the realty;
2.used in whole or in part for business purposes; or
3.rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
land, costs to replace/stabilize or store lands are ____ covered - Answers -not
Cov A
1.At your request, we
will cover personal property owned by others while____
2.we will also cover personal property owned by a guest or a
residence employee, while_____ - Answers -the
property is on the part of the residence premises occupied exclusively by an insured.
2.the property is in any other
residence occupied by an insured.
Cov B
We cover personal property usually situated at an in-
sured's residence, other than the residence premises,
for up to ___or ____of the Coverage ____ limit, whichever is greater. - Answers -$1,000
or 10%, B limit.
Additional Living Expense is for up to (time) - Answers -for up to 24
months. Our payment is limited to incurred costs for the
shortest of: (a) the time required to repair or replace the
premises; (b) the time required for your household to
, settle elsewhere; or (c) 24 months.
Fair Rental Value. up to - Answers -12 months
Prohibited Use coverage - Answers -Insured, we will cover
any resulting Additional Living Expense and Fair Rental for a period not exceeding two
weeks
while use is prohibited.
Debris Removal terms - Answers -When the amount payable for the property damage
plus
the debris removal exceeds the limit for the damaged
property, an additional 5% of that limit is available for
debris removal expense. This additional amount of insur-
ance does not apply to Additional Coverage, item 3.
Trees, Shrubs and Other Plants.
We will also pay up to $500 in the aggregate for each loss
to cover the reasonable expenses you incur in the re-
moval of tree debris from the residence premises when
the tree has caused a Loss Insured to Coverage A
property.
Trees, Shrubs and Other Plants are covered under - Answers -Fire or
lightning, Explosion, Riot or civil commotion, Aircraft,
Vehicles (not owned or operated by a resident of the
residence premises), Vandalism or malicious mischief
or Theft.
The limit for this coverage, including the removal of
debris, shall not exceed 5% of the amount shown in the
Declarations for COVERAGE A - DWELLING.
Coverage c is - Answers -loss of use
Credit Card, Bank Fund Transfer Card, Forgery and
Counterfeit Money pay up to ________
There is __________ - Answers -$1000 and there is no deductible for this coverage
Power Interruption is covered due to _____ and if______ - Answers -covered accidental
direct physical
loss caused directly or indirectly by a change of temperature which results from power
interruption that takes place on the residence premises.
The power lines off the residence
premises must remain energized.
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