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MAMAS TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS

Name: MAMAS TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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MAMAS TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS

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MAMAS TEST EXAM 2024/2025 WITH 100%
ACCURATE SOLUTIONS

under an FP-7955 policy, deductibles apply to which of the following types of losses. - Precise Answer
✔✔B. Fire department service charges

in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental
Value and 3. Property Removed. True or False? - Precise Answer ✔✔B. False

Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option
AI, ID, FA, or JF. Which of the following statements is true concerning her personal property. - Precise
Answer ✔✔D. Coverage for personal property applies for perils listed under Section I - Losses Insured,
Coverage B - Personal Property and Section I - Additional Coverages.

The steps in applying the deductible on a FP-7955 homeowners policy are:

1. The deductible is first applied to the covered loss.

2. Any coverage or special limits are the applied to the covered loss.

3. The amount payable to the insured will be the greater of the amounts arrived at in steps 1 and 2. True
or False? - Precise Answer ✔✔A. True

The definition of an insured includes all of the following except: - Precise Answer ✔✔B. Spouse

Composition shingles can be purchased in bundles which could be 1/3 square or 1/4 square. True or
False? - Precise Answer ✔✔A. True

The formula for determining the area of a trapezoid is: - Precise Answer ✔✔[(base1+base2) / 2] * height

The formula for determining the area of a triangle is: - Precise Answer ✔✔1/2 base * height

The formula for determining the area of a circle is: - Precise Answer ✔✔

,Blanket insulation is an uncut roll of insulation cut to length at the job site. It is used in walls and attics.
and may or may not have a backing material. - Precise Answer ✔✔A. True

All of the following statements are true except: Select the false statement.

A. Composition shingles are made of fiberglass or asphalt saturated roofing material embedded with
mineral granules

B. Wood roofing is generally divided into two categories, wood shingles and wood shakes.

C. Composition shingle weights range from 120 lb. to 480 l.b per square

D. Rigid roofing materials include cay, concrete, metal, and slate - Precise Answer ✔✔C. Composition
shingle weights range from 120 lb. to 480 lb. per square.

Which of the following components is not a part of a roof truss? - Precise Answer ✔✔b. Bird's Mouth

Joe Smith has FP-7955 policy. He is a carpenter and has collected 100 2"x4" studs and 30 2"x6" ratters
from various job sites. Joe has no specific plans to use the lumber. The lumbar is covered under
Coverage A. True or False? - Precise Answer ✔✔False

Under an FP-7955 policy, which of the following would be a Coverage B item? - Precise Answer ✔✔d.
Free standing gas range

Under and FP-7955 policy, which of the following would not be a Coverage A item? - Precise Answer
✔✔d. Materials and supplies to build bookshelves in the basement of the residence premises and
stored in the garage

An FP-7955 homeowners policy with an $250 deductible is in force and the policy limits (Coverage A and
Coverage B) are adequate to cover this damage. During a severe windstorm, rain blows through open
windows and causes the following damage;

$1700- Hardwood floor in dining room

$220- Water stains on drywall

$125- Water stains on rug

$375- Antique Vase (broken by wind)

, How much should you pay on this loss? All repairs have been made. - Precise Answer ✔✔2,170

Non-masonry siding products such as wood, aluminum, vinyl, steel, and vinyl clad siding are usually
measured by the foot, but the materials are typically sold by the square (100 SF) or by the piece.

True or false - Precise Answer ✔✔A. true

Which Statement is FALSE? - Precise Answer ✔✔b. Wall sheathing reinforces the wall framing.

"On-center" is a term to describe the distance from the center of one framing member to the center of
the next framing member, i.e., stud, joist, ratters. True or False? - Precise Answer ✔✔True

All of the following statements are true except: Select the False statement - Precise Answer ✔✔D. Vinyl
clad siding is steel siding with a vinyl coating over it. It is more den-resistant than steel.

Refer to the exhibit above, identify the three tab shingle - Precise Answer ✔✔D

Refer to the exhibit above, identify the turbine vent - Precise Answer ✔✔B

Refer to the exhibit above, identify the gable event - Precise Answer ✔✔A

Bill Smith constructed an awaiting an awning beside his detached garage, under which he stores his
small fishing boat. He screwed the framing of the awning to the fascia of the garage and supported the
other side with posts set in concrete. Since the awning has no foundation, it is not considered a
Coverage A item. True or False? - Precise Answer ✔✔False

Refer to the exhibit above, identify the soffit vent - Precise Answer ✔✔D

The Insured has a FP-7955 policy in force. All of the losses are covered except: - Precise Answer ✔✔e.
Detached garage used to operate a lawnmower repair shop

Refer to the exhibit above, identify the rake - Precise Answer ✔✔E: 2N

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