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FINAL EXAM FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS WITH CORRECT ANSWERS QUALITY DOCUMENT LATEST UPDATE.- ARIZONA LIFE AND HEALTH QUESTIONS WITH CORRECT ANSWERS QUALITY DOCUMENT LATEST UPDATE.$10.99
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FINAL EXAM FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS WITH CORRECT ANSWERS QUALITY DOCUMENT LATEST UPDATE.- ARIZONA LIFE AND HEALTH QUESTIONS WITH CORRECT ANSWERS QUALITY DOCUMENT LATEST UPDATE.
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ARIZONA LIFE AND HEALTH
Institution
ARIZONA LIFE AND HEALTH
FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS WITH CORRECT ANSWERS QUALITY DOCUMENT LATEST UPDATE.
FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS
WITH CORRECT ANSWERS QUALITY DOCUMENT
LATEST UPDATE.
which of these is true regarding the exchange of consideration among parties involved in an
insurance contract? correct answers
can be unequal
the premiums paid by an employer for his employee's group life insurance are usually considered to
be? correct answers
tax-deductible to the employer
kevin has an existing life insurance policy and assigns it to another insurer for a new contract. how
would this transaction be treated for tax purposes? correct answers
as a section 1035 exchange
which of these is not a common life insurance nonforfeiture option? correct answers
life income annuity
linda is covered with long-term care insurance and has early-stage alzheimer's. she is still able to
reside in her home while receiving primary care, as opposed to moving into a nursing home. all of
the following long-term benefits encourage home health care except? correct answers
custodial care
an accident and health insurer has just received written proof of loss from one of its insurers. the
insured must now wait 60 days before? correct answers
bringing legal action against the insurer
health care costs can be better controlled by utilizing pre-admission testing. pre-admission testing
can reduce the? correct answers
length of hospitalization
the "use ir or lose it" rule applies to
flexible savings account
fee-for-service is a method of administering health insurance benefit payments in which
the cost of each service is scheduled
use of xyz insurance company brochures, business cards, and rating guides is an example of? correct
answers
apparent authority
, FINAL EXAM - ARIZONA LIFE AND HEALTH
a life insurance illustration showing future premiums being paid out of no guaranteed values must
disclose that? correct answers
the policy owner may need to resume premium payments depending on actual results
when the court orders an insured to provide a child's health insurance, the insurer must allow the
child to be enrolled? correct answers
at any time
which of these statements is not a characteristic of the law of large numbers? correct answers
rates can be calculated to compensate for losses
in arizona, when personal information is collected from a source other then the accident and health
insurance applicant or public records, a notice or information practices must be given to the
applicant no later than the date of? correct answers
application
how does the cost for a survivorship life policy compare to the cost of combining two separate
individual life insurance policies? correct answers
survivorship life policy is lower
we have an expert-written solution to this problem!
how does a continuous premium whole life policy differ from a limited payment whole life policy?
correct answers
the time period in which premiums will be paid
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an agent's authority to bind an insurer to an insurance contract may be granted in the? correct
answers
agent's contract and the insurance company's appointment
which statement concerning the entire contact provision in an individual accident and health
insurance policy is true? correct answers
the agent doesn't have the authority to change the policy or waive its provisions
under the fair credit reporting act, which statement is true? correct answers
the consumer who was investigated must be advised that credit, insurance, or employment was
denied because of an unfavorable report.
field underwriting by a producer? correct answers
, FINAL EXAM - ARIZONA LIFE AND HEALTH
may result in the disclosure of hazardous activity of the applicant.
when group benefits under cobra have expired, a fully insured group policy can be converted to a(n)
individual health policy
in a qualified retirement plan, the yearly contributions to an employee's account? correct answers
are restricted to maximum limits set by the irs
the unwritten authority given to a producer to carry out necessary incidental acts of the agency
agreement is called? correct answers
implied authority
which provision makes the application part of the annuity contract? correct answers
entire contract clause
arizona law require the human immunodeficiency virus (hiv) consent form to? correct answers
disclose the types of individuals or organizations that may receive a copy of the test results
under which marketing system do insurers solicit customers by mass media advertising and mail
without their services of an agent? correct answers
direct response
a policy owner has just borrowed from a life insurance policy's cash value. which of these statements
is true? correct answers
in the event of death, the loan amount is deducted from the policy proceeds
according to federal fraud and false statement regulation, what is required for a prohibited person
to transact insurance business in this state? correct answers
written consent from the state insurance regulatory agency
employer-paid qualifies long-term care insurance premiums are typically? correct answers
excluded from the employee's gross income
when replacing a life insurance policy, which of the following is advisable? correct answers
wait until the new policy is issued and deliver before surrendering existing policy
which of these may not be deducted from premium payments or the cash value of a variable life
insurance policy? correct answers
federal premium taxes
a policy owner pays the first annual premium for a $50,000 life insurance policy and dies one month
after the policy effective fate. which of these statements is normally true? correct answers
beneficiary receives $50,000 income tax-free
a life policy that has premiums that are lower than normal during the early years is called? correct
answers
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