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[Meer zien]Voorbeeld 3 van de 20 pagina's
Voorbeeld 3 van de 20 pagina's
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Voorbeeld van de inhoud
Name: Score:60 Multiple choice questions
Term 1 of 60
When Jim's house got robbed Jim claimed the robbers took a very expensive watch his father had
left him even though he never had a very expensive watch. This is an example of:
ex post moral hazard
ex ante moral hazard
asymmetry of information
adverse selection
Term 2 of 60
The hospital sector is dominated by
for profit organizations
not-for-profit organizations
not-only-for profit organizations
charitable organizations
Term 3 of 60
Molly's friends have noticed she is not nearly as protective of her laptop since she bought
damage insurance for it. This is an example of:
risk pooling
adverse selection
moral hazard
risk reduction
,Term 4 of 60
A physician's utility function is typically modeled
like an owner-operated business
in the standard manner but include ethics
in the standard manner but includes practice style
in the standard manner but includes a production function
Term 5 of 60
A physician's implicit wage is
the opportunity cost of the next best wage
the revenues from their practice divided by hours worked
the net income from their practice divided by hours worked
total income divided by the hours worked
Term 6 of 60
Jim's neighbours commented that ever since Jim bought theft insurance he never locks his doors
anymore. This is an example of:
ex post moral hazard
ex ante moral hazard
asymmetry of information
adverse selection
, Term 7 of 60
John and Jane's boss offers a reward for their hard work. He offers to give them each $10.00 or flip
a coin and give the winner $20.00. John wants to take the $10.00 but Jane wants the chance to win
the $20.00. The expected payout is:
$10.00 for both John and Jane.
$20.00 for both John and Jane.
$10.00 for John and $20.00 for Jane.
Zero for John and $20.00 for Jane.
Term 8 of 60
Health care funding is a core activity of every health care system. Which of the following is not a
result of health care funding?
Financial incentives regarding provision
Where the services are provide
Whom services are provided
How a jurisdiction raises money for the health care system
Term 9 of 60
Are insurance companies likely to offer insurance at an actuarially fair price?
No, they are trying to maximize profits so will charge more.
No, they have loading costs so will likely charge more.
No, they are greedy and want to charge as much as they can.
Yes, they have to or no one will buy insurance.
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