100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
Ficep Exam Questions And Answers | Complete Solutions Graded A+ 2024/2025 $13.99   Add to cart

Exam (elaborations)

Ficep Exam Questions And Answers | Complete Solutions Graded A+ 2024/2025

 9 views  0 purchase
  • Course
  • Ficep
  • Institution
  • Ficep

Ficep Exam Questions And Answers | Complete Solutions Graded A+ 2024/2025 Which cycle describes members who are just surviving and living paycheck to paycheck? Earn/Spend/Earn/Spend Financial counselors who don't use what they know about hemispheric thinking may fall into the trap of: Presenting in...

[Show more]

Preview 2 out of 12  pages

  • September 11, 2024
  • 12
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • ficep exam
  • ficep
  • Ficep
  • Ficep
avatar-seller
Prose1
Ficep Exam Questions And Answers | Complete Solutions
Graded A+ 2024/2025


Which cycle describes members who are just surviving and living paycheck to paycheck? -
r r r r r r r r r r r r r




r ANS-Earn/Spend/Earn/Spend



Financial counselors who don't use what they know about hemispheric thinking may fall
r r r r r r r r r r r r




r into the trap of: - ANS-Presenting information to a member in a manner that might not be
r r r r r r r r r r r r r r r r




r the best way to communicate
r r r r




Using a hard approach, rather than a soft approach, with members: - ANS-Communicates in
r r r r r r r r r r r r r




r an orderly, specific, and straight-forward way
r r r r r




The Johari Window describes four zones. When working with a member, the Hidden Zone
r r r r r r r r r r r r r




r represents: - ANS-Information that is known to the member and not the counselor
r r r r r r r r r r r r




Which type of counseling should a consumer use when a member is preparing for a large
r r r r r r r r r r r r r r r




r purchase? - ANS-Preventive r r




What is NOT a vital counselor skill? - ANS-Asking close-ended questions
r r r r r r r r r r




An example of pacing is when a counselor: - ANS-Matches the member's energy level
r r r r r r r r r r r r r

, What is NOT a step in the change process? - ANS-Not revising the plan
r r r r r r r r r r r r r




What decision making tool is best to use when considering all forces in favor or against a
r r r r r r r r r r r r r r r r




r plan so decision can be made? - ANS-Force-field analysis
r r r r r r r r




What is the first step of the counseling process? - ANS-Collect member data
r r r r r r r r r r r r




It is best to divide a budget into which cycle? - ANS-Monthly
r r r r r r r r r r r




What provides a credit history including debt repayment practices for an individual? - ANS-
r r r r r r r r r r r r r




Credit report r




When discussing a member's budget analysis, build in assumptions and adjustments to
r r r r r r r r r r r




r make sure the process allows for a... - ANS-12-month cycle
r r r r r r r r r




What is not a step that will reduce debt? - ANS-Borrowing money from payday lenders
r r r r r r r r r r r r r r




Increasing a monthly payment beyond the minimum required by the credit issuer is known
r r r r r r r r r r r r r




r as: - ANS-Paying more on the principal
r r r r r r




One advantage of leasing a car is: - ANS-Locked into a contract
r r r r r r r r r r r

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller Prose1. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for $13.99. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

72042 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
$13.99
  • (0)
  Add to cart