Blue Cross Blue Shield -BSBS - Chapter 13 Exam Study Guide with Complete Solutions
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Course
Bluecross Blueshield
Institution
Bluecross Blueshield
Blue Cross Blue Shield -BSBS - Chapter
13 Exam Study Guide with Complete
Solutions
policyholder - Answer️️ -Health insurance is a contract between a ________, one who
purchases the contract
insurance carrier - Answer️️ -one who provides the benefits plan or a goverment
program develop...
Blue Cross Blue Shield -BSBS - Chapter
13 Exam Study Guide with Complete
Solutions
policyholder - Answer✔️✔️-Health insurance is a contract between a ________, one who
purchases the contract
insurance carrier - Answer✔️✔️-one who provides the benefits plan or a goverment
program developed to reimburse the policyholder of all or most medical expenses
There are 3 ways an individual can obtain health insurance - Answer✔️✔️-Group
Insurance, Personal Insurance, and Pre-paid health Plan
Group Insurance - Answer✔️✔️-when a group of employees and their dependents are
insured under one group policy issued to the employer. Generally, the employer pays
the premium or a portion of the premium and the employee pays the difference.
Personal Insurance - Answer✔️✔️-an insurance plan issued to an individual. Premium
rates are usually higher than group rates and service availbility is lessened with this
type of coverage.
Pre-paid Health Plan - Answer✔️✔️-pre-determined set of benefits covered under one set
annual fee
Indemnity Insurance - Answer✔️✔️-also known as fee-for service. Under this plan, the
services that are paid for are listed in the policy and payments are based on the fees
physicians charge for the service. There are no restrictions as to the physician or
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