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Arizona Life and Health Insurance Exam Questions and Answers
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Arizona Life and Health Insurance ExamQuestions and Answers
Any administrative action taken against a producer MUST be reported to the
director within ___ days after the final disposition. - -30
-How many days notice does the Affordable Care Act require insurers to give
before rescinding coverage? - -30
-According to the Affordable Care Act, new health Insurance Marketplaces
are established by the - -CCIIO
-How long must a producer maintain customer records for an insurance
transaction? - -Three years
-Which statement best defines what a Policy title means on an insurance
policy? - -Ever policy Must have a title on the Face and on the back of the
policy, briefly describing the policy.
-The refusal of doing business with an individual or business is called - -
Boycott
-Which of the following causes of disability is NOT covered under the Arizona
workers comp law? - -Intentional, self-inflicted injuries that occur at the work
site
-In Arizona, the HIV consent form - -Must disclose who will be receiving a
copy of the test results
-The telemarketing sales rules states that _______ is the LATEST time of the
day that telemarketing calls may be received - -9 PM
-Which of the following actions is considered to be an unfair trade practice -
-A producer who sells insurance to an individual by means of threat
-A statement must be signed by the ____ for any illustrations used in the sale
of a life insurance policy - -Producer
-In order for a health plan to be an "accountable health plan", who has to
approve it - -The director
-If a life insurance applicant is shown future premiums are to be paid out of
non guaranteed values, the illustration used in the sales presentation MUST -
, -Disclose that the premium payments may need to be resumed depending
on actual results
-A producer is proposing that a policy owner replace an existing individual
health insurance policy with a new one. Under the new contract, a pre
existing conditions exclusion - -May reduce the insured benefits
-The genetic information non discrimination act of 2008 bars all of the
following EXCEPT - -Prohibits the use of genetic information in health
insurance, unless the applicant signs a waiver
-How many hours of initial long term care training must a producer complete
before soliciting long term care products? - -8 hours
-Greg had recently been terminated from his Job that covered him for group
life insurance. How long does he have to convert his coverage to an
individual policy. - -31 days
-Insurance crimes which affect the interstate commerce are prosecuted by
the - -US Attorney General
-An insurance producer must keep usual and customary records that pertain
to transactions under the producers license, at their _________ - -Principle
place of business
-A policy owner decides to surrender the cash value of a whole life insurance
policy. The insurer has up to ___ months to delay this payment - -6 months
-If replacement was involved in the sale of a life insurance policy, a producer
must provide a replacement notice no later than the - -Application date
-According to the telemarketing sales rule, what is the earliest time of the
day that telemarketing calls can be received? - -8 AM
-According to the federal fraud and false statements regulation, what is
required for a prohibited person to transact insurance business in this state?
- -Written consent from the state insurance regulatory agency
-Who manages the premiums collected from a groups members for a
reciprocal insurer? - -Attorney in fact
-Prepaid dental plans differ from most other types of dental plans in what
way? - -Closed panel of dentists can only be used
-Replacement regulations exist in order to - -Protect policy owners from
misrepresentations and loss of benefits
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