AHIP 2024 FINAL COMPLETE EXAM / QUESTIONS AND VERIFIED ANSWERS BY EXPERTS 2023/2024 GRADED A LATEST GUIDE. 2 / 9 1. Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.What couldyou tell Mrs. Park that might be of assistance?: ANSW She should contact her state Medicaid agency to see i...
AHIP 2024 FINAL COMPLETE EXAM / QUESTIONS
AND VERIFIED ANSWERS BY EXPERTS 2023/2024
GRADED A LATEST GUIDE
,AHIP 2024 FINAL COMPLETE EXAM / QUESTIONS
AND VERIFIED ANSWERS BY EXPERTS 2023/2024
GRADED A LATEST GUIDE
1) Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you
tell Mrs. Park that might be of assistance? - Answer :She should contact her
state Medicaid agency to see if she qualifies forprograms that can help with
Medicare costs for which she is responsible.
2) Madeline Martinez was widowed several years ago. Her husband worked for
many years and contributed into the Medicare system. He also left a substantial
estate which provides Madeline with an annual income of approximately
$130,000. Madeline, who has only worked part-time for the last three years, will
soon turn age 65 and hopes to enroll in Original Medicare. She comes to you for
advice. What should you tell her? - Answer :You should tell Madeline that she will
be able to enroll in Medicare Part A without paying monthly premiums due to her
husband's long work record and participation in the Medicare system. You should
also tell Madeline that she will pay Part B premiums at more than the standard
lowest rate but less than the highest rate due her substantial income.
3) Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by
the Social Security Administration and has been receiving disability payments.
He is wondering whether he can obtain coverage under Medicare. What should
you tell him - Answer :After receiving such disability payments for 24 months, he
will be automatically enrolled in Medicare, regardless of age.
, AHIP 2024 FINAL COMPLETE EXAM / QUESTIONS
AND VERIFIED ANSWERS BY EXPERTS 2023/2024
GRADED A LATEST GUIDE
4) Mr. Schmidt would like to plan for retirement and has asked you what is covered
under Original Fee-for-Service (FFS) Medicare? What could you tell him? -
Answer :Part A, which covers hospital, skilled nursing facility, hospice and home
health services and Part B, which covers professional services such as those
provided by a doctor are covered under Original Medicare.
5) Mrs. Peňa is 66 years old, has coverage under an employer plan, and will retire
next year. She heard she must enroll in Part B at the beginning of the year to
ensure no gap in coverage. What can you tell her? - Answer :She may enroll at
any time while she is covered under her employer plan, but she will have a
special eight month enrollment period that differs from the standard general
enrollment period, during which she may enroll in Medicare Part B.
6) Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is currently
enrolled in Medicare Parts A and B. Jerry has also purchased a Medicare
Supplement (Medigap) plan which he has had for several years. However, the
plan does not provide drug benefits. How would you advise Agent John Miller to
proceed? - Answer :Tell prospect Jerry Smith that he should consider adding a
standalone Part D prescription drug coverage policy to his present coverage.
7) Mr. Diaz continued working with his company and was insured under his
employer's group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible and
wants to know how much he will have to pay. What should you tell him? - Answer
:The penalty will be a permanent 10% increase in his Part B premium for every
12-month period that passed during which he could have enrolled and did not.
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