✓ -:- an intentional misrepresentation resulting in harm to another person
or organization
Code of Ethics
✓ -:- professional guidelines of behavior within an organization or
profession
N.A.I.C
✓ -:- The National Association of Insurance Commissioners
Model Laws
✓ -:- NAIC develops that they feel is an appropriate law related to
insurance/risk management
Model Laws - Goal
✓ -:- to standardize the laws related to insurance, to address issues
related to insurance
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