GEORGIA CLAIMS ADJUSTER LICENSING EXAM 2024 / GA CLAIMS ADJUSTER EXAM 130 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES
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Module
2024/2025
Institution
2024/2025
GEORGIA CLAIMS ADJUSTER LICENSING EXAM
2024 / GA CLAIMS ADJUSTER EXAM 130
QUESTIONS AND CORRECT DETAILED
ANSWERS WITH RATIONALES
What coverage does Community Eligibility apply to? - Answer️️ -Flood insurance
through FEMA
What's the difference between Emergency Program and Regular Program ...
else covered by other policies (motor vehicles, aircraft, watercraft)
Loss Valuation on flood insurance - Answer✔️✔️-(amount of insurance purchased/80%
Dwellings Total replacement cost) x Loss Amount
Standard deductible on flood insurance - Answer✔️✔️-$1K for Dwelling and $1K for
Content
Personal Inland Marine Insurance - Answer✔️✔️-Floaters or policies for world-wide
coverage of personal property on an open-peril basis.
Is flood excluded from Personal Inland Marine Insurance? - Answer✔️✔️-NOPE. It's
covered!
What are the floaters available on Personal Inland Marine Insurance? - Answer✔️✔️-
Personal Articles Floaters, Personal Property Floaters, and Personal Effects Floaters
What perils are covered under Personal Inland Marine Insurance floaters? - Answer✔️✔️-
all; open-peril
Which PIMI floater would be appropriate for a diamond ring? Why? - Answer✔️✔️-
Personal Articles Floater - itemizes valuables such as jewelry and furs
What is a Personal Effects Floater good for? What deductible does it have? -
Answer✔️✔️-world-wide open peril coverage of personal property for people who are
traveling - luggage, sports equipment, clothes, and camera. NO DEDUCTIBLE.
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