Exam (elaborations)
MISSISSIPPI HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS
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MISSISSIPPI HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS
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1-179 of 179PPOs, EPOs, and POSs are _____ providers
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indemnity-type
an insurer may cancel the contract at any time by providing written notice to an
insured stating the reasons for cancellation.
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cancellation
the amount under an AD&D policy that is payable as a death benefit if death is due to
an accident.
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principal sum
physical or mental impairment making a person incapable of working.
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disability
the insurer is not liable for any loss where a contributing cause was the insured
committing or attempting to commit a felony or engaging in an illegal occupation.
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illegal occupation
found within the insurance policy representing the insurer's promise to pay under the
conditions found in the policy; names the parties to the contract and describes the
,general scope of coverage.
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insuring clause
amount of expense or loss to be paid by the insured before a health insurance policy
starts paying benefits. it prevents overutilization of insurance benefits by the insured
and helps reduce the premium cost.
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deductible
eligible for all OASDI benefits, having earned 40 credits or worked for 40 quarters
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fully insured
period during which new employees can sign up for coverage under a group
insurance plan without proof of insurability.
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enrollment period
, a condition for which the insured sought treatment or advice before the effective date
of the policy.
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preexisting conditions
an act of deceit; concealment or misrepresentation of a material fact.
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fraud
informational consumer guide books that explain insurance policies and insurance
concepts; in many states, they are required to be given to applicants when certain
types of coverages are being considered.
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buyer's guides
the period of time during which disability benefits are paid
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