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MISSISSIPPI HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS $9.00   Add to cart

Exam (elaborations)

MISSISSIPPI HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS

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  • Course
  • Mississippi Life and Health Insurance
  • Institution
  • Mississippi Life And Health Insurance

MISSISSIPPI HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS

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  • September 20, 2024
  • 49
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Mississippi Life and Health Insurance
  • Mississippi Life and Health Insurance
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PPOs, EPOs, and POSs are _____ providers


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indemnity-type




an insurer may cancel the contract at any time by providing written notice to an
insured stating the reasons for cancellation.

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cancellation




the amount under an AD&D policy that is payable as a death benefit if death is due to
an accident.


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principal sum




physical or mental impairment making a person incapable of working.


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disability




the insurer is not liable for any loss where a contributing cause was the insured
committing or attempting to commit a felony or engaging in an illegal occupation.


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illegal occupation




found within the insurance policy representing the insurer's promise to pay under the
conditions found in the policy; names the parties to the contract and describes the

,general scope of coverage.


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insuring clause




amount of expense or loss to be paid by the insured before a health insurance policy
starts paying benefits. it prevents overutilization of insurance benefits by the insured
and helps reduce the premium cost.


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deductible




eligible for all OASDI benefits, having earned 40 credits or worked for 40 quarters


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fully insured




period during which new employees can sign up for coverage under a group
insurance plan without proof of insurability.


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enrollment period

, a condition for which the insured sought treatment or advice before the effective date
of the policy.


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preexisting conditions




an act of deceit; concealment or misrepresentation of a material fact.


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fraud




informational consumer guide books that explain insurance policies and insurance
concepts; in many states, they are required to be given to applicants when certain
types of coverages are being considered.


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buyer's guides




the period of time during which disability benefits are paid


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