Exam (elaborations)
MISSISSIPPI HEALTH AND LIFE INSURANCE QUESTIONS AND ANSWERS
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MISSISSIPPI HEALTH AND LIFE INSURANCE QUESTIONS AND ANSWERS
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1-195 of 195The person who receives the proceeds from the policy when the insured dies
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beneficiary
A waiting period that is imposed on the insured from the onset of disability until
benefit payments begin.
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Elimination Period
Lessening the possibility or severity of a loss.
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reduction
The United States federal gov. plan for paying certain hospital and medical expenses
for persons who qualify
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Medicare
Any inducement offered in the sale of insurance products that is not specified in the
policy.
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Rebating
A condition which does not allow a person to perform the duties of any occupation
for payment as a result of injury or sickness.
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Total Disability
Coverage for doctor visits, x-rays, lab tests, and emergency room visits; benefits,
however, are limited to specified dollar amounts.
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Basic Medical Expense Insurance
A model of HMO and PPO organizations that uses the insured's primary care
physician (the gatekeeper) as the initial contact for the patient for medical care and
for referrals.
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Gatekeeper Model
A special are of dentistry that involves the replacement of missing teeth with artificial
devices like bridgework or dentures
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Prosthdontics
, An agent licensed in a state in which he or she is not a resident.
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Nonresident Agent
Time between the beginning of a disability and the start of disability insurance
benefits.
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Waiting Period
An agreement between an insurance company and an individual that states that
insurance policies cover the individual's insurable interest.
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Personal Contract
A statement usually obtained from the applicant's doctor.
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Attending Physician's Statement (APS)
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