HUD Certification Exam Questions And Answers Latest Top Score.
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HUD Certification
Institution
HUD Certification
HUD Certification Exam Questions And Answers Latest Top Score.
Deed Restrictions - correct answer. Legally enforceable terms that govern the use of real estate
Redlining - correct answer. The practice of refusing to make residential loans or imposing more onerous terms on any ...
HUD Certification Exam Questions And
Answers Latest Top Score.
Deed Restrictions - correct answer. Legally enforceable terms that govern the use of
real estate
Redlining - correct answer. The practice of refusing to make residential loans or
imposing more onerous terms on any loans made because of the predominant race,
color, national origin, religion, sex, disability, or familial status of the area's residents.
Civil Rights Act of 1968 - correct answer. Following the assassination of Dr. Martin
Luther King Jr., Congress passed what monumental piece of legislation, which prohibits
discrimination in housing sales, rentals, and financing based on race, color, national
origin, religion, sex, disability and familial status?
7 - correct answer. The Fair Housing Act, as amended, protects how many
characteristics?
Reasonable Modification - correct answer. A property manager of an apartment
complex that receives federal financial assistance installs a ramp so that a tenant in a
wheelchair can easily access her first-floor apartment.
Reasonable Accommodation - correct answer. Housing provider has a policy of
requiring tenants to come to the rental office to pay their rent. A tenant with a mental
disability, who is afraid to leave her unit, is allowed to mail her rent payment.
True - correct answer. The Fair Housing Act does not prohibit a lender from showing
potential clients information about different loans.
Fair Housing Assistance Program (FHAP) - correct answer. Provides annual funding
to state and local agencies that enforce fair housing laws that are substantially
equivalent to the Fair Housing Act. These funds go towards an agency's capacity
, building, administrative costs, investigative and enforcement efforts, training and other
projects designed to support enforcement of fair housing law.
Fair Housing Initiatives Program (FHIP) - correct answer. Provides funding to fair
housing organizations and nonprofits that assist people who may have been victims of
housing discrimination.
Marketing Analysis - correct answer. Aim is to identify groups of people who would
benefit most if targeted by the campaign, the characteristics of these people, and their
expectations.
Networking Event - correct answer. The opportunity to increase awareness of the
plans and actions of housing industry members, private organizations and foundations,
public housing agencies, neighborhood groups, regional organizations, and others to
further fair housing objectives.
Personal Information - correct answer. The section of the credit report that contains
employer details.
Account Information - correct answer. The section of a credit report that contains
information about a student loan.
Public Records - correct answer. The section of the credit report that contains court
information such as a bankruptcy.
Inquiries - correct answer. The section of the credit report that will show recent
attempts to open a credit card.
Consumer Rights - correct answer. The section of the credit report that contains
information about how to correct inaccuracies.
Account History - correct answer. Credit: Payment history of accounts, including late
payments, delinquencies, judgments, and liens.
Amounts Owed - correct answer. Credit: Ratio of total credit extended to the amount
of credit owed.
Length of Credit History - correct answer. Credit: Overall length of credit history in the
report as well as the average age of accounts.
Types of Credit - correct answer. Credit: Variety of accounts (e.g. credit card, auto
loan, mortgage)
New Credit - correct answer. Credit: Number of recent credit inquiries, as well as new
credit accounts.
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