MARYLAND HOME IMPROVEMENT EXAM 2024 NEWEST WITH 100%CORRECT ANSEWRS
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Course
MARYLAND HOME
Institution
MARYLAND HOME
MARYLAND HOME IMPROVEMENT EXAM 2024
NEWEST WITH 100%CORRECT ANSEWRS
Define home improvement - answers The addition, altervration, conversion,
improvement, modernization, remodelling, repair or replacement of a building or part
of a building that is used or was designed to be used as a residence...
MARYLAND HOME IMPROVEMENT EXAM 2024
NEWEST WITH 100%CORRECT ANSEWRS
Define home improvement - answers The addition, altervration, conversion,
improvement, modernization, remodelling, repair or replacement of a building or part
of a building that is used or was designed to be used as a residence or dwelling
place or structure adjacent to that building or an improvement to land adjacent to that
building
Is a building of a swimming pool, deck, pier or porch included in Home
Improvement? - answers Yes
Is work done on apartment complexes of more than 4 units considered home
improvement? - answers No
Is work done on individual condominium units considered home improvement? -
answers Yes
Is installation in a residence of alarm, awning or fire alarm considered home
improvement? - answers Yes
Is now removal or grass cutting home improvement? - answers No
Define contractor - answers A person who performs or offers or agrees to perform a
home improvement for an owner
Define Subcontractor - answers A subcontractor enters into contracts with
contractors or other subcontractors to perform home improvement. A subcontractor
is not authorized to enter into agreement directly with the owner
Define salesperson - answers A person who sells a home improvement
Define Home Improvement contract - answers An agrement between a homeowner
and a contractor to perform a home improvement. The law requires contracts to be in
writing and be signed by the parties to the agreement.
Define Owner - answers Owner, owner's agent , tenant or other person authorized
to enter into a home improvement contract
Define license - answers is either a contractor or salesperson license that is issued
by the Home Improvement Commission.
Does a handyman need a license? - answers Yes
True or False: Home Improvement law does not apply if one of the parties is a
government agency - answers True
Work done a residence inside a military base is excluded from licensing
requirements - answers True
, Can local jurisdictions issue home improvement lincenses - answers No, only MD
Home Improvement Commission is authorized to issue a license to solicit, sell, or
perform home improvement services in Maryland
Can two or more individuals (such as homeowner and contractor) lawfully agree to
ignore the Home Improvement licensing requirement? - answers No, waiver is
prohibited
When was the commission established? - answers 1962
How Many commissioners are there? - answers 9 (4 must have experience in the
business of home improvement; 4 are members of the general public that represent
cosumers; and 1 must have experience in banking and finance)
What is the most important role of the Commissioners? - answers To promulgate
regulations for the Commission. These regulations help the public better understand
the Home Improvement Law and the Commission's policies
How often are the meetings? - answers bi-monthly. Meetings are open to the public.
What is the requirement for Commissioners? - answers Must be a resident of MD for
at least 5 years
How long if the Commissioner's term? - answers 4 years
Where is the Commission's office? - answers Baltimore, MD
Who appoints the Executive Director? - answers The Secretary of Department of
Labor, Licensing and Regulation
What is the Executive Director responsible for? - answers the daily operations of the
Commission and signs under the seal letters affirming the licensing status of
individuals for court proceedings. The Executive director is also responsible for
compiling and maintaining a copy of the Commission's current regulations
What do investigators do? - answers The Commission also employs investigators
that review the complaints and Guaranty Fund claims that are received by the
Commission. The investigators review complaints against licensed and unlicensed
contractors and salespersons.
If an investigator determines that a violation may have occurred, what actions can
the Commission take? - answers The Commission may take disciplinary action
which may include reprimand, monetary fine or suspension or revocation of the
license.
True or False: An individual who holds a home improvement license as a contractor
is NOT required to obtain a construction license from the Circuit Courts - answers
True
How long are exams valid for? - answers 2 years
, If a candidate fails the exam, how long must he/she wait before retaking it? -
answers 30 days the first time. After each subsequent failure a candidate must wait
60 days.
What is the insurance requirement for contractor? - answers General Liability at
least $50,000
What is the Home Improvement Guaranty Fund? - answers One of the
Commissions most important function is to administer the Home Improvement
Guaranty Fund. The fund compensates homeowners for the actual loss caused by
the acts or omissions of a licensed contractor.
True or False: Is a homeowner hires an unlicensed contractor he/she is eligible to
collect money from the fund? - answers FALSE - if a homeowner hires an unlicensed
contractor, the homeowner will NOT be eligible to collect money from the Fund.
What is Actual Loss? - answers Actual Loss means the cost to correct or complete a
home improvement that is inadequate, unworkmanlike or incomplete.
How much can homeowners recover? - answers Homeowners may recover up to
$20,000 per contract, though they are not eligible to recover more than the amount
paid to the contractor against whom the claim is based. Certain costs like: legal fees,
interest, consequential damages are not covered by the Fund.
What is the max amount that can be awarded from the Guaranty Fund for the acts
or omissions of a contractor? - answers $100,000
How is the Fund maintained? - answers $100 by each contractor at the time of
applying for a license. The Commission may also assess each contractor a fee of
$50 if the Fund falls below $250,000
How many days does the contractor have to respond to claims from a homeowner
once it has been received by the commission? - answers Once the Commission
receives a claim, it send a copy to the contractor who has 10 days to respond back
to the Commission.
Who is not eligible to collect from the Fund? - answers Spouse, relative, or
employee of the contractor, or an officer of the corporation. Similarly, an owner may
only receive compensation if she/he resides in the house where the work was
performed or does not own more than 3 residences.
What happens to the license of the contractor after a claim has been paid? -
answers The licensed is suspended, unless the commission determines that
contractor did not know the wrongful conduct or it could had not been avoided
What is required in a home Improvement contract? - answers Date
Contractors name, address, and MHIC number
Consumer Notice
Dates
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