CEBS GBE EXAM 2 PRACTICE
EXAM(ACTUAL EXAM) WITH CORRECT
180+ QUESTIONS AND ANSWERS GOOD
SCORE IS GUARANTEED LATEST 2024 –
2025 GRADE A+
The Health and Medicine Division (formerly known as Institute
of Medicine) promulgated six goals following the two landmark
reports that identified widespread quality problems within the
U.S. healthcare system. All the following are included among
these six goals EXCEPT:
A.) Equity
B.) Convertibility
C.) Timeliness
D.) Effectiveness
E.) Patient centeredness - ANSWERS-B.) Convertibility
,A provision in some group life insurance plans that provides for
the payment of all or part of the death benefit in the event of
the insured's terminal illness is called:
A.) Accelerated death benefits
B.) Waiver of premiums
C.) Maturity value benefits
D.) Continuation-of-protection
E.) Assignment - ANSWERS-A.) Accelerated death benefits
What reasons are given for the Silver plan being a popular
choice among all the Affordable Care Act (ACA) health plans?
A.) The Silver plan has the greatest actuarial value of all the
plans.
B.) Cost-sharing subsidies to lower out-of-pocket costs are
available only to people who select the Silver plan.
, C.) The Silver plan has the greatest benefits, even more than
the Gold and Platinum plans.
D.) The Silver plan has the lowest out-of-pocket costs of any
plan even before any subsidies.
E.) Many people select the Silver plan because they are not
eligible for the Gold or Platinum plans. - ANSWERS-B.) Cost-
sharing subsidies to lower out-of-pocket costs are available only
to people who select the Silver plan.
According to the RAND Health Insurance Experiment, which
variable has the greatest power in explaining health
expenditures?
A.) Welfare eligibility
B.) Prior utilization
C.) Physical health (based on self-reported measures)
D.) General health (based on self-reported measures)
E.) Mental health (based on self-reported measures) -
ANSWERS-B.) Prior utilization
, Which of the following measures of cost is generally used by
analysts when they are examining the impact of insurance
premiums on employees' choice of health insurance plans?
A.) The loading percentage
B.) The total gross premium
C.) The insurer's profit
D.) The employee's out-of-pocket price
E.) The expected future gross premium - ANSWERS-D.) The
employee's out-of-pocket price
Which of the following statements regarding recognition as a
patient-centered medical home (PCMH) is correct?
A.) The only organization that can officially recognize a PCMH is
the Federally Qualified Health Center Demonstration.
B.) The only organization that can officially recognize a PCMH is
the National Committee for Quality Assurance (NCQA).
C.) No single organization is responsible for recognizing PCMHs.
EXAM(ACTUAL EXAM) WITH CORRECT
180+ QUESTIONS AND ANSWERS GOOD
SCORE IS GUARANTEED LATEST 2024 –
2025 GRADE A+
The Health and Medicine Division (formerly known as Institute
of Medicine) promulgated six goals following the two landmark
reports that identified widespread quality problems within the
U.S. healthcare system. All the following are included among
these six goals EXCEPT:
A.) Equity
B.) Convertibility
C.) Timeliness
D.) Effectiveness
E.) Patient centeredness - ANSWERS-B.) Convertibility
,A provision in some group life insurance plans that provides for
the payment of all or part of the death benefit in the event of
the insured's terminal illness is called:
A.) Accelerated death benefits
B.) Waiver of premiums
C.) Maturity value benefits
D.) Continuation-of-protection
E.) Assignment - ANSWERS-A.) Accelerated death benefits
What reasons are given for the Silver plan being a popular
choice among all the Affordable Care Act (ACA) health plans?
A.) The Silver plan has the greatest actuarial value of all the
plans.
B.) Cost-sharing subsidies to lower out-of-pocket costs are
available only to people who select the Silver plan.
, C.) The Silver plan has the greatest benefits, even more than
the Gold and Platinum plans.
D.) The Silver plan has the lowest out-of-pocket costs of any
plan even before any subsidies.
E.) Many people select the Silver plan because they are not
eligible for the Gold or Platinum plans. - ANSWERS-B.) Cost-
sharing subsidies to lower out-of-pocket costs are available only
to people who select the Silver plan.
According to the RAND Health Insurance Experiment, which
variable has the greatest power in explaining health
expenditures?
A.) Welfare eligibility
B.) Prior utilization
C.) Physical health (based on self-reported measures)
D.) General health (based on self-reported measures)
E.) Mental health (based on self-reported measures) -
ANSWERS-B.) Prior utilization
, Which of the following measures of cost is generally used by
analysts when they are examining the impact of insurance
premiums on employees' choice of health insurance plans?
A.) The loading percentage
B.) The total gross premium
C.) The insurer's profit
D.) The employee's out-of-pocket price
E.) The expected future gross premium - ANSWERS-D.) The
employee's out-of-pocket price
Which of the following statements regarding recognition as a
patient-centered medical home (PCMH) is correct?
A.) The only organization that can officially recognize a PCMH is
the Federally Qualified Health Center Demonstration.
B.) The only organization that can officially recognize a PCMH is
the National Committee for Quality Assurance (NCQA).
C.) No single organization is responsible for recognizing PCMHs.
