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personal auto policy/umbrella policy Questions well answered to pass
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personal auto policy/umbrella policy Questions well answered to pass
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personal auto policy/umbrella policyPart A - correct answer ✔✔liability
-you are responsible for the bodily injury and Property Damage of the people you crash into
Part B - correct answer ✔✔medical payments
-medical payment coverage for you & your passengers
-per person limit
-covers up to 3 years
Part C - correct answer ✔✔uninsured/underinsured motorist
-uninsured includes hit&run
-BI coverage for you & your passengers if hit by someone who has no or not enough insurance
uninsured (um) - correct answer ✔✔no insurance
underinsured (UIM) - correct answer ✔✔not enough insurance
Part D - correct answer ✔✔Damage to your auto
-pay out the repairs or ACV of your car when it is damaged by collision or other than collision (limit of
liability is the lesser of repair or ACV)
collision - correct answer ✔✔hit something or crash into
other than collision - correct answer ✔✔mother nature that happens to the car
Part E - correct answer ✔✔duties after a loss
-call insurer, communicate, list of lost
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