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Exam (elaborations)

Arizona Life and Health Insurance Prep Exam Questions With Guaranteed Pass Solutions.

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  • Arizona Life and Health Insurance
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  • Arizona Life And Health Insurance

Any administrative action taken against a producer MUST be reported to the director within ___ days after the final disposition. - Answer 30 How many days notice does the Affordable Care Act require insurers to give before rescinding coverage? - Answer 30 According to the Affordable Care Ac...

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  • September 26, 2024
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  • Arizona Life and Health Insurance
  • Arizona Life and Health Insurance
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Arizona Life and Health Insurance Prep
Exam Questions With Guaranteed Pass
Solutions.
Any administrative action taken against a producer MUST be reported to the director within ___ days
after the final disposition. - Answer 30



How many days notice does the Affordable Care Act require insurers to give before rescinding coverage?
- Answer 30



According to the Affordable Care Act, new health Insurance Marketplaces are established by the -
Answer CCIIO



How long must a producer maintain customer records for an insurance transaction? - Answer Three
years



Which statement best defines what a Policy title means on an insurance policy? - Answer Ever policy
Must have a title on the Face and on the back of the policy, briefly describing the policy.



The refusal of doing business with an individual or business is called - Answer Boycott



Which of the following causes of disability is NOT covered under the Arizona workers comp law? -
Answer Intentional, self-inflicted injuries that occur at the work site



In Arizona, the HIV consent form - Answer Must disclose who will be receiving a copy of the test results



The telemarketing sales rules states that _______ is the LATEST time of the day that telemarketing calls
may be received - Answer 9 PM



Which of the following actions is considered to be an unfair trade practice - Answer A producer who
sells insurance to an individual by means of threat

, A statement must be signed by the ____ for any illustrations used in the sale of a life insurance policy -
Answer Producer



In order for a health plan to be an "accountable health plan", who has to approve it - Answer The
director



If a life insurance applicant is shown future premiums are to be paid out of non guaranteed values, the
illustration used in the sales presentation MUST - Answer Disclose that the premium payments may
need to be resumed depending on actual results



A producer is proposing that a policy owner replace an existing individual health insurance policy with a
new one. Under the new contract, a pre existing conditions exclusion - Answer May reduce the insured
benefits



The genetic information non discrimination act of 2008 bars all of the following EXCEPT - Answer
Prohibits the use of genetic information in health insurance, unless the applicant signs a waiver



How many hours of initial long term care training must a producer complete before soliciting long term
care products? - Answer 8 hours



Greg had recently been terminated from his Job that covered him for group life insurance. How long
does he have to convert his coverage to an individual policy. - Answer 31 days



Insurance crimes which affect the interstate commerce are prosecuted by the - Answer US Attorney
General



An insurance producer must keep usual and customary records that pertain to transactions under the
producers license, at their _________ - Answer Principle place of business



A policy owner decides to surrender the cash value of a whole life insurance policy. The insurer has up to
___ months to delay this payment - Answer 6 months

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