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WEBCE Practice Exam 100 q With Questions And 100% SURE ANSWERS
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WEBCE Practice Exam 100 q With Questions And 100% SURE ANSWERS
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WEBCE Practice Exam 100 q WithQuestions And 100% SURE ANSWERS
, JACKLINE
In general, what is the earliest age at which a person can take a distribution from a qualified plan
without a tax penalty? - Answers59 1/2
Carol was 35 when she bought her deferred annuity. Now, at age 38, she wants to withdraw funds from
the contract to take a vacation. Carol is likely to encounter all of the following consequences in making
the withdrawal EXCEPT: - Answersstatutory minimum withholding requirements
What kind of misrepresentation on an insurance application gives the insurer reason to terminate a
policy? - Answersmaterial fact
Which of the following riders attached to Debra's life insurance policy provides for a monthly income to
be paid if she becomes disabled? - Answersdisability income benefit rider
In calculating their life insurance premiums, which of the following statements generally guides
insurance companies in determining the "loading" factor? - AnswersTotal loading from all policies should
cover total operating costs, provide a safety margin, and contribute to profits or surplus.
What is the main difference between ordinary whole life and limited payment whole life insurance? -
Answersthe length of time that the insured must pay premiums
Abby lives in New Mexico, where she is licensed as an insurance agent and wants to apply for a
nonresident license in Arizona. She holds a current license in good standing in New Mexico. When
applying for a license in Arizona, Abby must prove her citizenship by submitting: - Answersa valid driver's
license
Matt takes out a life insurance policy on himself to protect his family. Matt's insurance company may
consider all of the following when underwriting his policy EXCEPT: - Answershis race
Under which of the following do the cash values and death benefits rise and fall on the basis of the
policy's subaccount investment performance, and for which the insurer does not guarantee a rate of
return on the cash value invested? - Answersvariable life
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