NAMs Menopause Certification Exam Study Guide with 100% Verified Correct Answers 2024/2025
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Course
NAMs Menopause
Institution
NAMs Menopause
NAMs Menopause Certification Exam Study Guide with 100% Verified Correct Answers 2024/2025
Climacteric phase - Correct Answer The period of endrocrinologic, somatic, and transitory psychologic changes that occur around the time of menopause.
Early menopause - Correct Answer LMP before age 45
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Claims Adjuster Final Exam Study Guide
Questions with 100% Verified Correct Answers
2024/2025
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Correct
Answer The insured and insurer
An insurer gives which of the following as Consideration for an insurance policy? - Correct
Answer A Promise
The interest of the insured and all other persons in the property involved in a claim is
found in - Correct Answer A Proof of Loss
An insured rear-ends another driver's vehicle. The auto policy that pays damages to
repair the damaged vehicle is a _______? - Correct Answer Liability Policy
Your insurance company wrote an auto insurance binder for an owner who said that he
did not have any prior accidents. Immediately thereafter it was discovered that he did not
tell the truth. The company now wants to cancel the binder as quickly as possible. What
is true? - Correct Answer 5 days notice required
For insurance to pay damages, an insurable interest must exist: - Correct Answer When the
loss takes place
Texting while driving is best described as a: - Correct Answer Hazard
A covered loss is $90,000. Policy A has a limit of $100,000. Policy B has a limit of
$200,000. Both policies are pro-rata policies. How much will policy B pay for this loss? -
Correct Answer $60,000
I sold my home yesterday, signed a deed and transferred title. Last night there was a
house fire. I had not yet cancelled my homeowner's insurance. The purchaser also had a
, homeowner's policy. Which policy should pay to pay the claim? - Correct Answer
Purchaser's policy
Giving prompt notice of loss is best described as a policy: - Correct Answer Condition
If there is a total loss by an insured peril to a FL building, the insurer must pay: - Correct
Answer Actual Cash Value
A Loss Payable Clause refers to - Correct Answer Lenders interest in personal property
My coin collection was appraised and my insurance company specifically insured the
valued of that collection. That is an example of: - Correct Answer A Valued Policy
An insurance contract is based on the Principle of: - Correct Answer Utmost Good Faith
The two kinds of waivers are: - Correct Answer express and implied
Proximate Cause is the unbroken connection between the occurrence and ____ that
grows out of the occurrence. - Correct Answer Damages
Which loss settlement valuation may be a violation of the Principle of Indemnity? - Correct
Answer Replacement Cost
If the policy limit is $60,000; 80% coinsurance requirement; loss of $60,000 and the
value of the property is $100,000, what loss amount will the insurer pay? - Correct Answer
$45,000
The insured has a Homeowner's insurance policy with a 5% Hurricane deductible. If
a hurricane loss of $6,000 occurs to the home that is valued and insured for $100,000,
how much will the policy pay? - Correct Answer $1,000
A waiver is defined as - Correct Answer Giving up a known right voluntarily
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