100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
Previously searched by you
Previously searched by you
logo
Colorado Health Insurance Exam Test Bank |280 Updated Questions with Verified Answers |Latest 2024/2025 $12.99
Add to cart
Quickly navigate to
Preview
  2.  
  3. Colorado Health Insurance
  4.  
  5. Colorado Health Insurance

Exam (elaborations)

Colorado Health Insurance Exam Test Bank |280 Updated Questions with Verified Answers |Latest 2024/2025
 1 purchase
  • Course
  • Colorado Health Insurance
  • Institution
  • Colorado Health Insurance

Colorado producers selling health insurance must provide disclosure regarding all of the following types of compensation, except: Contingent compensation What is the primary source of underwriting information for an individual health insurance policy? The application _______ income benefi...

[Show more]

Preview 4 out of 49  pages

Document information

  • October 2, 2024
  • 49
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

Written for

  • Colorado Health Insurance
  • Colorado Health Insurance

Seller

avatar-seller
AcademiaExpert

Reviews received

Content preview

Colorado Health Insurance Exam Test
Bank |280 Updated Questions with
Verified Answers.

Colorado producers selling health insurance must provide
disclosure regarding all of the following types of compensation,
except: Contingent compensation


What is the primary source of underwriting information for an
individual health insurance policy? The application


_______ income benefits received by an employee are subject to
taxation in proportion to the amount of premium that the
employer paid. That income attributable to the employee's
premium is not taxable. Disability


A qualified Long-Term Care Policy may exclude losses incurred
from preexisting conditions for no longer than ______ months from
the effective date of coverage. 6


Medicaid is a federal program that is administered by the _______
government. STATE

,If an individual starts receiving Social Security retirement benefits
at age 62, when are they eligible for Part A benefits?
Automatically at age 65


Which of the following Medicare Supplement policies have Core
Benefits? Plans A through N


When must an insurer provide a Medicare Supplement Buyer's
Guide and an Outline of Coverage? At the time of application


In order for a claimant to be eligible for _______ benefits, they must
qualify based upon need. Medicaid


Which of the following would be considered a pre-existing
condition? Diabetes


The agent's primary underwriting role is: To make sure the
application provides the proper information


During the underwriting process, an underwriter was alerted that
the applicant previously failed a medical exam by testing positive
for marijuana while applying for a disability income policy 2 years

,ago. Which of the following sources provides this type of
information to assist member companies when determining the
eligibility of an individual risk? Medical Information Bureau


The insurer's underwriter may find information about an
applicant's moral character, hobbies, work and general reputation
from a: Consumer Investigative Report


Which one of the following is not a factor when an insurer
underwrites a policy? Marital status


After K completed an application for health insurance, a
paramedical scheduled an appointment to check height, weight,
blood pressure, and collect blood and urine samples. This is an
example of which source of underwriting? Medical exam


An applicant for accident and health insurance works two jobs.
Which of the applicant's jobs will be used to underwrite the
policy? The most hazardous of the two


Which of the following items does not become part of the
insurance contract as defined in the entire contract clause?
The agent's report

, Which of the following is not considered an underwriting factor
when determining insurability for health insurance? Spouse's
occupation


If a premium is collected at the time of the application, the
producer will issue a: Conditional receipt


An application for health insurance includes all of the following
information, except: Attending physician's statement


When Harry completed his insurance application, the agent
discovered that he was under treatment for a chronic condition. In
order to gather the necessary information, Harry's agent ordered
a/an: An attending physician statement


If a change or correction must be made on the application for
insurance, which of the following applies? The Producer can
make the change and have the insured initial the change


Which of the following has primary responsibility for ensuring that
the application is filled out completely? Producer

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller AcademiaExpert. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for $12.99. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

65539 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 15 years now

Start selling
$12.99  1x  sold
  • (0)
Add to cart
Added