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Florida Public Adjuster State Test Latest Updates 2024/2025
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Florida Public Adjuster State Test Latest Updates 2024/2025
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Florida Public Adjuster State TestLatest Updates 2024/2025
Florida No-Fault Tort Exemption - correct answerThose who comply with the law are granted limited
immunity from suits of others through PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - correct answer1. Significant and Permanent loss
of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - correct answerNational Flood Insurance Program
Form SR-22 - correct answerDrivers Convicted of DUI or a traffic felony over the prior 3 years are
required to have 100/300/50 coverage or a certificate of self insurance of $350,000.
Contents of a CGL Contract - correct answer1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
Declarations of a CGL Contract(4) - correct answer1.Named Insured(including address)
2.Policy Period
3.Premium
, 4.Limits of Coverage
7 Common CGL Conditions - correct answer1.Cancellation(30 Days by insurer option, 10 Days By no
payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
6.Transfer
7.Nuclear Endorsement
CGL Coverage A - correct answerBodily Injury and Property Damage Insuring Agreement
The 3 Conditions that define work as "completed" - correct answer1.When all work called for in the
contract is completed.
2.When all work to be done at the site has been completed if one contract calls for work at more than
one site.
3.When that part of the work done at a job site has been put to its intended use by any person or
organization other than another contractor or subcontractor.
Occurance - correct answerAn accident, including continuous or repeated exposure to substantially the
same general harmful conditions.
accident - correct answerSudden, unexpected event
The Difference between "Occurance" and "Claims Made" CGL Coverages - correct answerThe Coverage
Trigger:
The Occurance Form applies to BI and PD regardless of any later time at which the claim is made.
The Claims-Made Form applies only to BI and PD that occurs on or after the "Retro-Active date"
Retro-Active Date - correct answerThe date on which the coverage legally began.
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