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Fire Suppression Rating Schedule Ch 1-3 Questions With Complete Solutions
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Fire Suppression Rating Schedule Ch 1-3 Questions With Complete Solutions
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Fire Suppression Rating Schedule Ch 1-3 Questions WithComplete Solutions
2 main objectives of the Fire Suppression Rating Schedule
Handbook Correct Answer 1) improve understanding of the
Insurance Services Office processes and procedures for grading
evaluations of cities/towns/etc in regard to their capability to
suppress structural fires.
2) promote recognition of the grading evaluation process (of the
municipality's fire defenses) as it relates to establishing fire
insurance rates for individual properties. i.e. the Grading
Schedules' impact on the local economy.
2 sections of FSRS Correct Answer 1) used to develop a Public
Protection Classification that applies to all class rated
properties . Needed fire flow of 3500 gpm or LESS
2) applies to each large building in the city to develop an
INDIVIDUAL PUBLIC PROTECTION Classification, Needed
fire Flow greater than 3500 gpm. these do not impact city
classification.
AISG Correct Answer services property and casualty insurance
fields, specifically engineering and safety services, research and
review of claim and loss adjustment and legislative services.
Building Code Effectiveness Grading Schedule (BCEGS)
Correct Answer Schedule designed and developed by ISO to
review local gov't commitment to adopt and enforce building
codes. It encourages compliance of new construction, scaled 1 to
10 (1 is best)
, Ch 3: Property Fire insurance. What impact does a city's public
protection class have on property insurance? Correct Answer A
public protection classification on a scale of 1 to 10 drives the
fire insurance rate making process. The grading of fire defenses
is conducted via standards of the ISO' FSRS. $$$ is a motivator
for individuals and the collective town/city/etc!
Class 1 Correct Answer Best a city can get.
class 10 Correct Answer unprotected property, beyond 5 travel
miles of engine and no water supply
class 9 Correct Answer semi protected. fire engine generally
within 5 travel miles but beyond 1000 ft of recognized water
supply
Current ISO FSRS based on the following fundamental
concepts: Correct Answer 1) the schedule should provide a
quantitative measure of a city's ability to suppress structural fires
to the building of origin.
2) evaluation of block type fires is no longer a major concern of
the grading process.
3) needed fire flows for selected fire risks throughout the city
are used to establish needed FD and water supply resources.
4) automatic assistance from adjacent cities are a credit
5) ground level water sources that can be augmented to meet
Needed Fire Flow can earn protected property classifications if
no hydrants
6) City should not bear insurance burden for individual large
scale risks.
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