Housing (vouchers/mixed income communities quiz)
Questions With Complete Solutions
"Neighborhood Effects" and debates around it Correct Answer
-Place matters
- Your zip code influences your life outcomes as much as your
genetic code
Why does this happen? Structural Factors, Social and Cultural
Factors
Analysis of Impediments Correct Answer -Required local
officials to create AFFH plans to be reviewed by HUD every 5
years or risk losing HUD money
-Many localities don't update them
Audit Studies Correct Answer -Can be done for rental and
homeownership
-Measures frequency and severity of discrimination
-Done nationally every decade or so
Current efforts to improve Housing Choice Vouchers Correct
Answer -Expanding ban on Source-of-income discrimination
-Universal Vouchers: a voucher would be a true entitlement (i.e.
if you're income eligible, you get a voucher)
Deep subsidy Correct Answer -A rental housing subsidy which
limits the tenant's share of the monthly rent to a percentage of
the tenant's income
- Can be adjusted to maintain that percentage should the tenant's
income change
, Examples of how local PHAs try to promote mobility through
vouchers Correct Answer -HUD offers bonus points to PHAs
where over half of voucher recipients live in low-poverty census
tracts
Examples of what "disparate treatment" would look like in the
rental market Correct Answer -Outright refusing to rent ot
people of protected classes
-Telling people of protected class about fewer units or showing
them fewer units
-Steering people of protected classes toward segregated
neighborhoods
Fair Housing Impediments Correct Answer -Regulation from
Below
-Largely NOT done by the federal government, though funding
may come from Federal Housing Assistance Program (FHAP)
and Federal Housing Initiatives Program (FHIP)
-Instead its done by: State and local governments, non-profit
community groups, civil rights commissions
Fair Market Rent Correct Answer -Often the 40th percentile of
rent (but has been defined at different levels at different times)
-Generally determine the maximum rent that a section 8 landlord
will be able to charge their residents
-Generally calculated as the 40th percentile of gross rents for
regular, standard quality units in a local housing market
Funding and Administration of vouchers Correct Answer -
Funding of vouchers is through the US Dept of Housing and
Urban Development (HUD)
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