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MAMAS TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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MAMAS TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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Mamas Test State Farm Estimaticsi i i i
Exam
i
under ian iFP-7955 ipolicy, ideductibles iapply ito iwhich iof ithe ifollowing itypes
iof ilosses.
(Ans i- iB. iFire idepartment iservice icharges
in ithe iFP-7955 ipolicy, iCoverage iC iconsists iof ithree icoverages: i1.
iAdditional iLiving iExpense, i2. iFair iRental iValue iand i3. iProperty iRemoved.
iTrue ior iFalse
Ans i- iB. iFalse
Jennifer iMarco ihas ia iFP-7955 ipolicy iwith icoverage iB ilimit iof i$75,000, ia
$500 ideductible iand ino ioption iAI, iID, iFA, ior iJF. iWhich iof ithe ifollowing
istatements iis itrue iconcerning iher ipersonal iproperty
Ans i- iD. iCoverage ifor ipersonal iproperty iapplies ifor iperils ilisted iunder
iSection iI i- iLosses iInsured, iCoverage iB i- iPersonal iProperty iand iSection iI i-
iAdditional iCoverages.
The isteps iin iapplying ithe ideductible ion ia iFP-7955 ihomeowners ipolicy iare:
1. The ideductible iis ifirst iapplied ito ithe icovered iloss.
2. Any icoverage ior ispecial ilimits iare ithe iapplied ito ithe icovered iloss.
3. The iamount ipayable ito ithe iinsured iwill ibe ithe igreater iof ithe iamounts
iarrived iat iin isteps i1 iand i2. iTrue ior iFalse
Ans i- iA. iTrue
The idefinition iof ian iinsured iincludes iall iof ithe ifollowing iexcept:
i(Ans i- iB. iSpouse
Composition ishingles ican ibe ipurchased iin ibundles iwhich icould ibe i1/3
isquare ior i1/4 isquare. iTrue ior iFalse?
(Ans i- iA. iTrue
,The iformula ifor idetermining ithe iarea iof ia itrapezoid iis:
i(Ans i- i[(base1+base2) i/ i2] i* iheight
The iformula ifor idetermining ithe iarea iof ia itriangle iis
iAns i- i1/2 ibase i* iheight
The iformula ifor idetermining ithe iarea iof ia icircle iis
Ans i-
Blanket iinsulation iis ian iuncut iroll iof iinsulation icut ito ilength iat ithe ijob isite. iIt
iis iused iin iwalls iand iattics. iand imay ior imay inot ihave ia ibacking imaterial.
i(Ans i- iA. iTrue
All iof ithe ifollowing istatements iare itrue iexcept: iSelect ithe ifalse istatement.
A. Composition ishingles iare imade iof ifiberglass ior iasphalt isaturated iroofing
imaterial iembedded iwith imineral igranules
B. Wood iroofing iis igenerally idivided iinto itwo icategories, iwood ishingles iand
iwood ishakes.
C. Composition ishingle iweights irange ifrom i120 ilb. ito i480 il.b iper isquare
D. Rigid iroofing imaterials iinclude icay, iconcrete, imetal, iand islate
(Ans i- iC. iComposition ishingle iweights irange ifrom i120 ilb. ito i480 ilb. iper
isquare.
Which iof ithe ifollowing icomponents iis inot ia ipart iof ia iroof itruss?(Ans i- ib.
iBird's iMouth
Joe iSmith ihas iFP-7955 ipolicy. iHe iis ia icarpenter iand ihas icollected i100
i2"x4" istuds iand i30 i2"x6" iratters ifrom ivarious ijob isites. iJoe ihas ino ispecific
iplans ito iuse ithe ilumber. iThe ilumbar iis icovered iunder iCoverage iA. iTrue ior
iFalse?
(Ans i- iFalse
, Under ian iFP-7955 ipolicy, iwhich iof ithe ifollowing iwould ibe ia iCoverage iB
iitem?
(Ans i- id. iFree istanding igas irange
Under iand iFP-7955 ipolicy, iwhich iof ithe ifollowing iwould inot ibe ia iCoverage
iA iitem?
(Ans i- id. iMaterials iand isupplies ito ibuild ibookshelves iin ithe ibasement iof
ithe iresidence ipremises iand istored iin ithe igarage
An iFP-7955 ihomeowners ipolicy iwith ian i$250 ideductible iis iin iforce iand ithe
ipolicy ilimits i(Coverage iA iand iCoverage iB) iare iadequate ito icover ithis
idamage. iDuring ia isevere iwindstorm, irain iblows ithrough iopen iwindows iand
icauses ithe ifollowing idamage;
$1700- iHardwood ifloor iin idining iroom
$220- iWater istains ion idrywall
$125- iWater istains ion irug
$375- iAntique iVase i(broken iby iwind)
How imuch ishould iyou ipay ion ithis iloss? iAll irepairs ihave ibeen imade
iAns i- i2,170
Non-masonry isiding iproducts isuch ias iwood, ialuminum, ivinyl, isteel, iand
ivinyl iclad isiding iare iusually imeasured iby ithe ifoot, ibut ithe imaterials iare
itypically isold iby ithe isquare i(100 iSF) ior iby ithe ipiece.
True ior ifalse
i(Ans i- iA. itrue
Which iStatement iis iFALSE?
(Ans i- ib. iWall isheathing ireinforces ithe iwall iframing.
"On-center" iis ia iterm ito idescribe ithe idistance ifrom ithe icenter iof ione
iframing imember ito ithe icenter iof ithe inext iframing imember, ii.e., istud, ijoist,
iratters. iTrue ior iFalse
Ans i- iTrue
All iof ithe ifollowing istatements iare itrue iexcept: iSelect ithe iFalse istatement
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