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Exam (elaborations)

insurance adjusting Questions and Answers (100% Pass)

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  • Course
  • Insurance Adjuster
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  • Insurance Adjuster

10% removal squares by 1.10 Gable roofs have what waste factor so multiply what by what? 15% removal squares by 1.15 Hip roofs have what waste factor so multiply what by what? .33, .67, or whole number Always round composition and laminate shingle replacement to? .25, .50, .75, or whole nu...

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  • October 12, 2024
  • 37
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Insurance Adjuster
  • Insurance Adjuster
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1 | P a g e | © copyright 2024/2025 | Grade A+




insurance adjusting Questions and
Answers (100% Pass)
10% removal squares by 1.10


✓ Gable roofs have what waste factor so multiply what by what?




15% removal squares by 1.15


✓ Hip roofs have what waste factor so multiply what by what?




.33, .67, or whole number


✓ Always round composition and laminate shingle replacement to?




.25, .50, .75, or whole number


✓ Always round wood shingle replacement to?




Up- eave to ridge + eave to ridge


Over- length of ridge


✓ Gable roof square footage calculated by up and over explain?




Up- eave to ridge + eave to ridge



Master01 | October, 2024/2025 | Latest update

, 1 | P a g e | © copyright 2024/2025 | Grade A+

Over- end of eave to end of eave


✓ Hip roof square footage calculated by up and over explain?




walls, walls and ceiling, floor, perimeter ceiling, half ceiling, ceiling,

perimeter, perimeter floor, square, half wall


✓ What do these codes mean in Xactimate ( W, WC, F, PC, .5C, C, P, PF,

SQ, .5W)?




remove, replace, remove and replace, detach and reset, standard grade,

average grade, high grade, premium grade)


✓ What do these codes mean in Xactimate ( -, +, &, R, AV-, AV, AV+,

AV++)?




living area sq footage multiplied by current construction cost in area


✓ How do you determine replacement cost of a home?




length x height


✓ Area of a wall?




length x width




Master01 | October, 2024/2025 | Latest update

, 1 | P a g e | © copyright 2024/2025 | Grade A+

✓ Area of ceiling?




length x width


✓ Area of floor?




divide the inch by 12


✓ How do you convert inches to a decimal?




Additional Living Expenses (ALE)


✓ Over and above normal expenses (i.e. hotel stay)




Coverage A Limit of Liability


✓ If you have a percentage deductible where is that percentage always

taken from?




Structure or Dwelling


✓ What does Coverage A mean?




Personal property or contents




Master01 | October, 2024/2025 | Latest update

, 1 | P a g e | © copyright 2024/2025 | Grade A+

✓ What does Coverage B mean?




Limit of Liablity


✓ Maximum amount of coverage available




if removal of item will diminish value of home


✓ How do you tell the difference between structure and contents?




Determine deductible, determine where loss occurred, do calculations


✓ 3 steps to handle content claim




Absorbing the Deductible


✓ Applying the excess of a limit from a covered loss towards the

deductible




loss of use


✓ Do not absorb any excess that does not have a deductible like?




Item description, cost, adjusted column, excess, deductible




Master01 | October, 2024/2025 | Latest update

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